Talaaq in anger

Q: A few days ago during a fight between my husband and myself, my husband said in extreme temper or rage “OK bring your relative I will finish this relation”. I said “no one can do this only we can. Give me divorce. He only said “I give you”, but did not use the word talaaq or divorce. After this we apologized to each other. I said to my husband you have given me 1 divorce. He said it does not count in divorce because he showed me a hadith in ighlaaq or extreme temper divorce will not count.

Funeral cover

Q: I would like to know if it is permissible to have a type of funeral cover, in the area I live there is a type of funeral cover that you can join at the Mosque near to you. E.g. You pay an amount of R20.00 every month so in the case you pass away then your hole at the graveyard will be paid for & any other like transporting you to graveyard, etc. But what if you pass away after 6 months & the amount you paid them is not even half the costs of your burial, etc. & if you were paying for long time already now & you are still alive then you would have paid much more then what it would actually cost to do your janaazah. Please give a detail explanation if it is permissible in Islam to have something like this & why?