Choosing a daughter in law

Q: My son is 20 years old and wants to get married. We know that we should not stop him. The girl however is not of good character. On the one hand we are taught to choose a spouse of good character and on the other hand we are taught to forgive and assist with reformation of character. Which takes presidence? Do we allow and guide her or do we say no to the marriage?

Non-Muslim parents forcing one to worship the dead

Q: I am reverted to Islam and used to be a Hindu. I do not worship idols but during some days Hindu people worship the dead people of their family to show them respect and for that they burn something like coal in name of them and prostate in front of them. I am secretly following Islam and my mother told me to prostrate in front of that even though I was a Muslim, I just sat down and took my head down. I did not touch the ground with my nose and head and was taking name of Allah. I cannot say no to my parents. Have I done shirk? I even cried after this in front of Allah and I am now feeling that I do not deserve to be a servant of Allah. What can I do now? 

Muslim accountant calculating insurance transactions of a company

Q: A Muslim business has already taken out insurance on their fleet of vehicles.

Is it permissible for a Muslim to do the accounting records and related calculations for this insurance which they have already been taken out? For example, he will have to calculate the total insurance premium for all the vehicles, cross-check and ensure that the insurance records are correct, etc. The Muslim will be working for the business itself and will be in no way related to the insurance company.

Khateeb making a mistake in the khutbah

Q: The Khateeb in our district Masjid in the Arabic sermon - khutbah, he reads it as "fakheemil ithm" instead of "ism". A scholar says that this is totally incorrect as Naoozoobillah you are saying that Allah Ta'ala commits great sins. The Khwateeb was asked to correct it, but doesn't do it. He continues to recite in this manner.

1. Is it true that the meaning actually changes and it can lead to kufr?

2. Should the Khateeb be allowed to continue giving the khutbah if he fails to correct this mistake?

Wazifa to see the future

Q: I am asking a question about a wazifa that can help you see main incident in our future. The wazifa is "Allahumma Khirli waktarli illa ikhtyari". On this wazifa that if you sind, you have to stop it to see main incident in life. My question is, what is this? Is it any daleel on this and what can we do with it.