Living according to one's means

Q: My husband and I both earn R16700.00 we owe R40 000 to our credit cards and we are not able to afford school fees for our children who are going to an Islamic school. The fees R3500 a month for both kids. Can we accept zakaat money? I also need to study further next year the cost is R13500 for the year. Can I take zakaat to further my studies?

Buying a car on interest

Q: I bought a car of Rs312000 by bank finance now I have to pay the bank Rs 453000. Rs 5300 per month upto 7 years.  Now I realised that I have committed a great sin and every moment I am in tension because of this sin and I have no means to pay the whole amount as early as possible. Now what should I do for attainment of this sin.

Stray thoughts

Q: There is this problem with me that I get easily distracted when I am doing something, I feel this laziness constantly when I am trying to study or any other work, I was once a very hard working Intelligent Student and ambitious Man with full of motivation and Spirit to learn and excel, but now my heart has become so weak to the extent that whenever I try to do something, I become successful in the first few weeks, but then in the end, I find myself in the same place where I started. Please can this be a form of Sihr, Spell or some nature invincible?

Contemplating divorce

Q: I am from Saudia Arabia and my wife is from Pakistan. Five months ago I decided to divorce her and I did not make any contact with her for 122 days. I heard if any husband did not make any contact for 4 month 10 days (130 days) while thinking he will divorce, Talaaq takes place. So is my nikaah broken?

Pronouncing kaaf incorrectly

Q: I was reacting tashahud in the first sitting or last sitting (can't remember) of 4 rakat isha salah. I did not pronounce the small "kaaf" when I was reading "wa Rahmatullahi was barakatu" the kaaf of barakatu. So I went back to "wa Rahmatullahi" the recited from there till the end. Is my salah valid?

Correct Beliefs

Q: What should be the correct beliefs of muslims regarding Allah, Prophets, Angels etc? Could you please send me a soft copy of the book containing the correct beliefs since I have trust in you and want authentic information which I cannot find. I will be very grateful to you.