Dream

Q: I saw a dream that I was standing beside the graveyard looking for my grave but the graveyard was full and my Hajj Muallim is telling me that there is no space for you in this group (Muslims) and he locked the section so I found open space outside this section but suddenly a non Muslim group came to bury their old mother (Mexican) next to my place where I am standing and I am telling them that do not bury her here because this is my mother's grave so they went away. My mother died very long time ago and her grave is in Pakistan. Could you please tell me about this?

Istinja after relieving oneself

Q: When I go to the toilet, I find it hard to wash my hands. I soap them then put them under the tap. Once all the soap is off I think the water on my wrist is impure still so I wash my arm from the elbow to finger tips and I keep doing that and still I have a feeling that my hands are impure even if I've urinated or past stool still I wash my hands like this and I use wet toilet paper 3 times instead of istinja.

Stem cells

Q: I would like to know whether stem cells are allowed in Islam. In this case I would be storing it for my heirs only. Furthermore I would like to know whether a medical aid scheme is allowed. The medical aid portion is only a hospital plan. No insurance. Please advise whether the above is allowed and if not please comment in detail why not.