Claiming from an insurance for damages equal to the premiums paid

Q: I hail from India. I have purchased car insurance by paying yearly premium of amount 6ooo. Can I claim insurance for damages equivalent to the premium paid or lesser?

A: Yes.

And Allah Ta'ala (الله تعالى) knows best.

Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)