Zakaat

Q: I'd like to know how to calculate zakaat. I am 25 years old and have never paid it as I don't know how to calculate it. I do tutoring for 2 children, I have some shares, I have some money in my bank account and I have money in a money box but I don't know how much money I have in that money box. I also have some gold jewellery of which I wear some of it but not all and I don't know the value of it.

Is it true that you have to also pay zakat on clothing that you have not used in over a year? Please assist. 

Q: My husband does not pay zakah on his savings even after reminders that it is a fardh and the punishment of not fulfilling this fardh. My question is that he gives me momey for the maintenance of the house and for my needs and that of our children, is it sinful for me to use his money? I do fear that him not paying his zakah may bring a calamity (Allah Ta'ala forbid) on our family.

Q: Can I use zakat money to dig a well for the poor people who don't have water nearby?

Q: Can I use zakat money to dig a well for poor people?

Q: What is the tahqeeq on white gold? Is Zakaat payable on it?

Q: A woman who is a widow with no children has more than the nisaab amount, which is invested but the income from it is less than her monthly expenses. Can this woman be assisted with zakaat to cover her monthly shortfall in her expenses.

Q: I was informed by certain Ulama that when calculating my Zakaat, I should only exclude my yearly liabilities and debts. Apart from that, I should pay Zakaat on my entire wealth. These Ulama explain that the reason for excluding the yearly instalments and liabilities is that it is treated as a debt that is payable immediately. The liabilities and debts over and above the yearly instalments will not be taken into account since it is Mu’ajjal (deferred). Is this view correct?

Q: 1. When giving Sadaqah should we make niyyah that I am giving this sadaqah for the good health of my children and family members? Or just the niyyah of sadaqah is sufficient in helping ease our difficulties?

2. If sadaqah is given with the niyyah of good health/protection of ones family, will one get the sawab too?

Q:

1. Is zakaat payable on provident fund?

2. If payable is it only on employees portion or employers portion?

3. If payable, is the value based on market value less estimated tax payable? Note tax is only paid when money is withdrawn from the fund.

Q: If one has not payed zakaat for previous years and now wishes to do so, will they calculate when they became saahib nisab based on todays nisab or nisab of that particular day?