Zakaat

Q: I would like to know the correct method for paying Zakat on Gold. As far as I know we have to pay 2.5% of the total gold we own converted to the currency of the area you are living in.

Q: If I transferred monies 3 years ago to a supplier overseas, and until now, the supplier has not sent me the goods nor has he returned my money up until now, do I have to pay zakaat on this money. The money is sitting with him 3 years and he might return the money within a month? Do I have to pay zakaat on this money which is not in my possession for 3 years now?

Q: 1. Does the payment of Zakaah have to be precise on the day its discharged? or can it be earlier or later? If so, how early or how late? 

2. When is the best time to calculate and give Zakaah?

Q: 1. How does one calculate (cost, selling price) Zakaah on Stock for trade?

Q: When welfare organizations receive zakaat money in the month of Ramadaan, can this money be kept to fund all the cases they receive throughout the year and then bring this amount to nil by the following Ramadaan or has the money to be disposed this month and if so how does one support the cases.

Q: If I give my zakaat to A to give it for me, they then give it to B to take it to the bank (organisation) or to an Aalim. B could be a non-muslim. It is possible that I do not know of it changing so many hands. Is my zakaat valid?

Q: Please can you help with guidance on the following with regards to Zakaat:
My family have made an investment in a Shariah compliant business that pays out monthly returns.

Q: When giving Zakaat in Ramadaan is it permissible to give clothing e.g. leather jackets and include it in the Zakaat?

Q: If we are giving gold as Zakaat, should we take into consideration the current gold value or the selling price? If we sell it, we only get half of its value.

Q: I have jewellery for more than a year. However, I also have a personal loan for the same amount for which I am paying monthly and interest. So I am in debt for that much of amount the worth of which I have jewellery for more than a year. So do I need to pay zakaat for this ?