Trade

Working out the price of the car after ascertaining how the client wishes to pay

Q: I am a car dealer. I am not involved in finance. However, I accept different forms of payment, such as cash, EFT and via a card machine. Is it permissible for me to decide the price of a vehicle depending on the customer’s form of payment? The bank charges me 3,25% (for a credit card) and 1,75% (for a debit card) of the total amount if the card machine is used. Can I add this percentage onto the original price of the vehicle? If so, does it have to be the exact amount the bank charges me or can I round off or add to the amount as I desire?

Accepting card payments

Q: I wish to inquire further regarding Mufti saabs ruling of installing atm machines on one's premises. Will the same ruling follow a card machine facility, with which many benefits exists but a customer may also pay with a credit card from haraam funds(interest bearing loan / overdraft, etc.)?

Company offering a discount to sell items to clients

Q: I’m an architect. I design residential buildings for my clients and take design consultancy in return. Yesterday, a marketing team visited me. They were selling LED lights. A single light costs $10. They offered me a discount of 20% if I recommend the lights to my clients. They also said that if I sell the light at full price to my clients, they will transfer the remaining 20% discount into my account. If I give a 10% discount to my clients, they will transfer the remaining 10% into my account. Also, it is in my authority to give a full 20% discount to my client. Is this arrangement permissible?.

Selling soccer t-shirts

Q:

1. I want to sell t-shirts with different country flags on them for the upcoming Soccer World Cup. Will it be permissible to sell these t-shirts?

2. What is the ruling on advertising products with videos of people using them? Sometimes, products need a video demonstration or a photo to show how to properly use them. What is a permissible way to do this?