Trade

Bribery

Q: My question is a regarding business.

I have a store and sometimes I get some guys to buy from me goods for their organisation. (I have no idea who they are funded by). They will only bring to me business if I give them commision. So what I do is if I am selling something for 5000, I quote them 5500. After quote is accepted they give me 5500 and from there I will give them 500 as commision. I want to know is this a halal method? If not can you explain to me in detail a halal way so that we can carry on with business in our shariah way and follow the sunnats of our Prophet Muhammad (Sallallahu Alaihi Wasallam).

Avoiding interest when purchasing a house

Q: I am planning on buying a new house that costs $250,000. However, I do not have enough money to pay the full amount up front and I do not want to pay interest on the house. The deal I have worked out with the company selling the house is that I will pay $300,000 for the house but I will not pay any interest. Meaning, I will pay $2,000 every month for 150 months for a total of $300,000. This way the company will make some money on the house and I will not pay any interest.

Is this a permissible deal for me to make?

Husband selling haraam items

Q: I'm a sister with 6 kids. I live in usa and my husbands earnings are haram. He has stores that have alcohol and lotto, some pork items and some drug items and food as well, and he imports illegal cigarettes. Can I report him to the authorities about his illegal sale of untaxed cigarettes so they can strip him his licence for the alcohol and lotto and cigarettes so that our store can be halal. At least he'll reflect and can't return those licence. Can I do this for the sake of our income and spirit because he would not listen to me. He loves the flowing of the money and doesn't care where it's coming from.

Sharing profits to get orders in return

Q: I am running a (pcd) franchise medicine company. I get a tablet from company for a price of say 3 the mrp of medicine is 10 so I earn 7 but then I spend 2 from my profit and give it to doctor who is prescribing it then I give 2 to chemist outlet so that I get more orders from them. My question is "is it haram act" to share your profit to get orders in return. Please reply.

Asking for a refund due to not knowing the true value of the item at the time of the sale

Q: A diamond was purchased from one Muslim diamond dealer by another Muslim diamond dealer without a diamond certificate based on both diamond dealers judgments. The seller offered to send the diamond for grading and agree on a price afterwards but the buyer chose to buy it based on his judgment rather then a grading. If the diamond grading came better the seller wouldn't receive any additional cash and vice versa. On a value of 18000 the diamond dealer then viewed the diamond thoroughly and stated a slight flaw in the diamond which both parties agreed to reduce the price of the diamond to 15000. The 15000 was paid in cash to the seller. The diamond was then sent in for grading which took a period of time. The diamond came out as a treated diamond and an enhanced colour which was not known by the buyer nor seller. Based on the certification, the diamond value is only one 3rd of the price paid. Therefore the dealer that bought the diamond would like a refund on the diamond. What should be done and who should take the loss?