Loans & Debts

Q: I have to teach students the advantages and benefits of taking loan and paying interest as it is given in the syllabus of finance.

Example: When a Company takes a small amount of loan and pays interest, it gets many benefits like tax deduction on interest paid and other benefits... I am just teaching and it is my job. I am not paying or using or consuming interest in my daily life as it is haraam. Please tell me if I am doing any sin or I will be punished for just teaching the syllabus to students? 

Q: I have an interest loan which is fixed interest car loan. However i need a car for work and i am a salesman. I know this loan is haraam. I have asked family and friends to give me a loan but failed. Now I'm stuck with this loan and i would like to find out is there any place where i can get a sharia loan as i hate to be in interest. Please help as i have no barkat and i can pay any muslim willing to help me a profit rather than being in interest.

Q: I have a question regarding student loans which are taken from universities. If say for example someone owed me a couple hundred pounds and they give me the money from their student loans, is it halal for me to take that money.

Q: There is a bank here which is offering me personal loan. I was not interested in taking that because it is haram as they will get more money in return of the money they gave me. However the bank showed me a stamp of their personal loan option from the sharia council. So can I rely on that stamp fully and avail this option. I do not know about the minor details like will they charge more if my instalment is delayed or etc but it has been approved by the sharia council so is it allowed in islam?

Q: I want to buy a Prado on instalments but I do not have sufficient downpayment so there is this dealer who is offering me a Prado without any downpayment. The price of the car is 73000 AED right now but if I calculate the instalments that I have to pay then it sums up to 85000 AED. So is this haraam or allowed in Islam?

Q: I'm buying a flat in installments. The company is giving discount if I pay the installments prior to the due date. Is it interest? Is it halal?

Q: My cousin is buying a house. He asked if I could write him a cheque for a certain amount and he would give me cash. My question is, if the cash he gave me is (maybe) from a haraam source, is that money still halaal for me? As I gave him my halaal money.

Q: I live in UAE and is it possible to get a loan from an Islamic bank. What is the difference between Islamic banking and conventional banking because both are offering same kind of products.

Q: I have a debt with my friend. He payed for a bowling event and I was supposed to pay him back. I've been wanting to pay him back but everytime I tried to pay him back he said that we will talk about it next time. However he did not say he will forgive my debt. How am I supposed to deal with this? I know that having a debt and not paying it can be a hurdle for me to enter heaven. If I donate it to the mosque will it considered as done? My previous teacher told me that as long as the person is still alive, I have to pay him. Its been a year already.

Q: Is it jaiz to pay gold as a loan to someone and demand the same amount of gold back when he wants to pay back the loan?