Discharging zakaat

Discharging zakaat to an organisation that builds homes for widows

Q: This is how I discharge my zakaat every year:

A certain lady is in charge of an organization that builds homes for widows, so what I do, for example, 200 000 dollars is my zakaat, so I give it to her and tell her build homes for 4 widows, sometimes I give the money directly to the bank in charge of the project, is this ok?

Misplacing Zakaat money

Q: A friend of ours gave us his zakat money to send it to his other friend was in another country to distribute it there. When we contacted that foreign friend he said he doesn't know anyone so pls don't send me the money. The zakat giver had told us we can give to anyone else deserving. When we found someone suitable we realised we lost the money. We tried very hard to find it. It could be stolen. But we are not sure. What should we do. If we tell him he might get upset. Can we pay his zakat without telling him? Do we have to pay for him?

When will Zakaat be fulfilled if given to an organisation for distribution

Q: If I give my zakaat to an organization, will my zakaat be fulfilled as soon as i give them my zakaat or only once they have distributed my zakaat? If it only gets fulfilled once they distribute it then what happens when in todays time we make an EFT to the organizations zakaat account but they distribute from that account as the need arises? My zakaat could stay in their accounts for years. will my zakaat still not be fulfilled?

Distributing Vouchers as Zakaat

Q: Some organizations are issuing vouchers to the effect that the recipients of Zakaat can purchase groceries to the value of an x amount (e.g. R 200) from certain shops/supermarkets. Is it permissible for these organizations to sell these vouchers at par value (exact amount on the vouchers) to third parties who wish to distribute their own Zakaat to needy recipients themselves?