Seeing white spots on one's clothes

Q: I have been having little doubts about wet dream. I woke this morning and I got changed and went with my day. Didn't notice any wetness or anything, but when I got home in afternoon to pray I got little doubts so I went to check the garment that slept in. When I checked, the garment had very little white dry patches. Since I saw these patches I got more waswasas. Also I put this garment with my clean clothes. I was wondering is this garment impure? Will my prayer be invalid? Is this just waswasas? If it is not waswasas, will the other clothes become impure as well?

Different sects

Q: What are all the Muslim sects that are not Sunni or Shia? (Not every single group from within each sect but all the sects of Islam that every Muslim group falls into i.e Sunni and Shia.)

Issuing talaaq in anger

Q: My husband gave me divorce during a heated argument and now he says he didn't. Neither myself nor him want a divorce. I am 7 months pregnant with 2 other very small children. My family are telling me I am divorced and I have to walk away but I don't want to leave my children fatherless because he couldn't control his temper which he has a problem with. Please help me.

Medical insurance

Q: Is buying medical insurance allowed? i.e now I am healthy so I buy an insurance for e.g. 2 years. So if any medical emergency happens to me in the two years, then I can claim the insurance.

Doubts regarding talaaq

Q: Mein bahut parishan hoon.Actually I stay alone at home and think about divorce all the time,what if my husband said this or that. Yesterday, I told him I have a few questions(4) to ask you. It was regarding one day where we fought and we were not speaking to each other. Then when he came back home i tried to make up and asked him something upon which he told me 'over' or 'tum sab khatam ker dee/it's over. I dont remember exactly but it was something like this.(there was no discussion of talaq/marriage. Yesterday I told him about the incident , he said ,I dont remember. Then i told him that you said 'over/something like that. I asked him if he had some wrong intention.(Aap ka koi ghalat matlab nahi tha na?) He said 'No'.He said 'mera aisa koi matlab nahi tha'. Then he told me you have asked for today.(I told him i will ask you four questions). Husband says 'tumhera aaj ka ho gaya hai'(question). I think he said twice(Dont remember exactly) Then I don t think I asked the same question again. I was quiet for 2-3 seconds listenting to him.(when he said ,tumhere aaj ka(sawal) ho gaya hai).After 2-3 seconds, Then all of a sudden he tells me 'haan hai'. 'There is'.I asked him what 'love'.I told him I am asking you something else. I asked him what you mean by 'haan hai'. He told me that topic was over and that he started another topic.I asked him if he said in continuation of the topic.He said 'No'. I asked him again, Did I ask you again the same question again, and you said 'yes'?. He says 'no'something else was going on in your mind and something else was going on in my mind. I took promise from him on Allah ( which I never do) and he promised 2-3 times that he meant 'haan hai' for something else. Now I am confused. GOD FORBID, What if he meant for that topic ? I am so confused. He tells me I didnot mean it for that topic.Did he mean ,' haan hai, intention of divorce'. I asked him today also he said, he meant love. I am scared what if I had repeated the question and he said 'haan hai' but if that would have been the case i would panicked. I didn t panic when he said 'haan hai'.I just asked what. Has something wrong happened? God forbid, talaq or something.It keeps coming in my mind why he said 'haan hai'. Does 'Haan hai' an incomplete statement? Sorry for troubling you,I dont have any one to share this problem. Please advise.Jazak Allah khair.

Smoking cigars

Q: Is it permissible to smoke cigar? I read that since cigar smoke is not inhaled into the lungs, it can not be harmful as compared to a cigarette Secondly, what is the stance of Taraweeh prayers in Islam? Is it farz or Nafil? Either way, Is it mandatory on Muslims to offer taraweeh prayers?