Q: Al-Farooq Masjid utilizes today’s technology to collect funds via credit card.  The method we use to perform this transaction is creating a merchant account which has no cost at all to the Masjid.  Once this account is established, we are able to swipe credit cards using a mobile device (iPad).  Once the donor swipes their credit card for a set amount, that entire amount is deposited into the Masjid bank account.  A few days later, the merchant will automatically withdraw a fee based on a percentage rate (3 to 5%) of each transaction as a service fee.

We would like to know if it is permitted to continue using this method as a form of collections, and if we do continue, do we need to make the donor aware of the 3 to 5% service fee incurred after we complete the transaction?

Q:

1. Is it imperative to read diff rent surats each day in the five salaats? Would salaat be valid if one continuously recites the same surats only.  For example, in the Maghrib salaat each day, one habitually recites sura Falaq in the first rakaat and sura Naas in the second rakaat. 
2. Can Ayatul Kursi be recited in place of a sura in salaat or is it necessary to add at least two ayaats before or after ayaatul Kursi?

Q: What are the categories of interest that are strictly haraam? Does interest credited to savings accounts by banks also included? Can one offset such interest received against bank charges and only dispose off the excess if the interest is not permissible?

Q: In order for me to earn a living I have to go abroad and stay overseas for long periods of time. I have asked my wife to come with me but she refuses. I now have to go away again abroad for months on end staying on my own. She refuses to come with me. Can I give her talaaq on the basis that she refuses to come with me and that I find it hard to be on my own overseas for long periods of time?

س: مع الأسف الشديد، انتشر في كلام كثير من المسلمين الجهال التلفظ بهذه الكلمات: "أولا أنا عربي (أو التركي) و ثم ثانيا أنا مسلم." و الشيخ مصطفى صبري (أخير من شيوخ الإسلام في الدولة العثمانية) كتب بأن القول بها كفر. (أظن أنه قال به لأن تعظيم الإسلام واجب على كل مسلم بالمرتبة الأولى ؛ و الشخص عندما يقول بتلك الكلمات، فهو مثل من اعتقد أن الإسلام في  المرتبة الثانية (فقط!!) في حياة المسلم؛ و أن هذا القول يؤدي إلى الإستخفاف بالدين الحق و الإستخفاف بالدين و الإستهزاء به و الإستهانة به - كفر). و لكن هؤلاء الجهال عندما يتلفظون بهذه الكلمات، فهم لا يقصدون بها الإستهزاء بالدين و لا يقصدون بها الكفر و الردة، و لا يعرفون أن تلك الألفاظ مذمومة على الأقل. هل هذا يكون كفرا عندكم؟ هل الصحيح أن يقال بأنه لا  يجوز للمسلم أن يتلفظ بمثل هذه الكلمات، و أن على المسلم أن يجتنب من الكلام المؤدي إلى عدم الإحترام و التعظيم المستحق بدين الإسلام؟

س: هل هناك دعاء من الكسل في السنة الصحيحة أو الحسنة؟

Q: Please advise if it is wrong for us to greet non-Muslims with "As Salaamu Alaikum".

س: هل سب عائشة (رضي الله عنها) أو طعن في شخصيتهاأوالقول بأنهاإمرأة فاسقة(و العياذ بالله) - يكون كفراًً؟

Q: If a person makes a sajdah on a warm hat which overlaps onto his forehead, will this be correct?

Q: I have a problem of leaking of pre-coital fluid. This is not regular occurrence i.e. sometimes it happens and sometimes not. Sometimes I feel that there is something, but when I check, there's nothing. I usually check after I perform Salaah. If I was not aware that it has happened and find a stain on my underwear after Salaah, should I repeat my Salaah?