Fantasizing about actors and actresses

Q: If you imagine an actor, actress, or singer nude without any sexual feeling and without any sexual attraction. In other words you don't have any sexual intention or feelings towards them. You don't have any intention to insult or disrespect them but you think with your mind, how would x actor/actress or singer look like if he/she was nude. Are you considered to have insulted him/her? Are you considered to have disrespected her/him? Are you considered to have done an injustice to her/him?

Is this similar to insulting your schoolmates with dirty words? Is this similar to disrespecting your schoolmates by insulting and offending them and saying bad things about them? Will you pay anything to them on the day of judgment based on the Hadith that says that their good deeds will be given to the ones they have done injustices.

Choosing not to get married

Q: Is that person sinful who does not marry in this world if he/she does not find someone as relgious and God fearing as him/her in this world and wants to remain unmarried to marry somone very pious/God fearing in the Hereafter because a more religious/God fearing person will have better rewards in Paradise and would share them with his/her partner.

Bank reimbursing a service fee

Q: A bank in the US is offering an automatic reimbursement of foreign ATM fees on their checking account. **The reimbursement is in the form of cash, deposited directly into the client's bank account.** Would it be permissible to accept the reimbursement, given that the bank also earns from mortgage interest from people who take mortgages from the bank?

I ask because services such as deals and discounts on 3rd party products through the bank are considered haram. However, in this case, the bank itself is providing reimbursement of fee for a service that is typically charged by other banks.

Finding blood on one's clothing after slicing meat

Q: I work as a blockman in a butcher. Due to the work environment I always get blood on my clothes. If I see it, I rinse it before I read salaah. Sometimes I only see some blood spots after I had read my salaah.

1. If I see blood stains (from meat carcass) on my clothes after performing salaah, is my salaah accepted or should I repeat the salaah?

2. Is blood from the carcass paak or napaak?

3. Do I have to wash or change my clothes before performing salaah if it has blood stains on it?

Husband using the word "divorced"

Q: A few days back I was sitting with my kids and husband. He said to me that it's your mistake that you didn't give the kid anything to eat. I replied, "as you have already diagnosed it to be a mistake then i'll not explain". He said,"diagnosed, divorced." I said what did you say. He repeated again divorced. I asked what do you mean. He said you said diagnosed. I said divorced, anthing else. According to him he just spoke a metaphor similar to the word diagnosed. He didn't mean to divorce me. Kindly guide me whats the status of my marital status now?

Woman beautifying herself before visiting the Mubaarak grave of Rasulullah (sallallahu alaihi wasallam)

Q: Recently a woman told us that when you go for hajj and go to Madina Munawwarah to visit the grave of the Holy Prophet (sallallahu alaihi wasallam), a woman should wear new green clothes, perfume, bangles, henna and apply red colored pigment (called gandasa) on her lips. Is it all true or bidah?

Also, is it necessary to make new clothes or wearing white clothes for hajj for a woman?