Stray thoughts of committing shirk

Q: If I was ready to commit a sin even it is shirk, does that mean that I comitted shirk ? Will that sin be shirk if I do it again? If I am doing something with the doubt whether it's shirk or not does that mean I comit shirk ? If I dont stop doing a thing with doubt that it might be shirk .. does that mean am committing shirk ? What can do for over come this ?? Is that mean I comit shirk and is it shirk to do that thing again or have some other way to ask forgiveness and do as normal sin ? Will Allah forgive me if I continue this sin and think as normal sin or will it be considered as shirk if I do these sin ? These are not important than Allah so what should I do ?

Is zakaat compulsory upon a person who is in debt?

Q:

1. Zaid bought a house on mortgage, he owes the bank a lot of money, about 70 thousand pounds, he has to pay at least 5 thousand pounds to the bank every year. Zaid has 5 thousand pounds savings in his account (kept the money for daily family usage) does he have to pay zakat on this amount (5 thousand pounds) at the end of the year because his debt is more than his savings?

2. Is there a difference of opinion amongst scholars regarding the above situation if zakat is fardh or not?

3. Will it be permissible for Zaid to take zakat money to pay of his mortgage to the bank? 

Refraining from Gheebat

Q: It was maghrib time and azaan was calling and I don't know who was calling the azaan but I had some thought going through my head about this person, someone was talking about him the other day and was saying he is (addar magaj) thats in gujrati. I don't no exact meaning in English but something about brain. He does what he wants to do. Whatever is in his head, he does what ever he wishes to do. Alhumdulillah, he is a very pious person. So azaan was calling and I dont know if he was doing azaan because he does sometimes azaan now in my mind comes his name and that he is (addar magaj ) and azaan was calling, is it kufr? I didnt say it with mouth. I wont call him so I dont really like to listen to things about people but I am worried if it is kufr. Is my nikah valid? Im not sure who was giving azaan. If it was him and that comes in my mind, is my nikah valid? I repeated the kalimah as well. I didnt say it with my mouth but now Im not sure if I said it with my mouth. Im mostly sure I didnt say it with mouth. Is my nikah valid? Is it kufr?

Thoughts regarding hurmat-e-musaaharah

Q: I am getting anxiety and palpitations. I am worrying if my nikah is valid. I was sleeping next to my husband and thoughts are coming if he is halaal for me. If I sleep with him, is my nikah broken, will I be sinning? If hurmate musaahara takes place with my father? I am getting worried and anxiety. Alhumdulillah we are happy together and I love him but these thoughts get me worried and depressed. I do amal but something is telling me that I am living a sinful life with my husband. Please help me.

Husband preventing his wife from serving her terminally ill parents

Q: Is it permissible for a husband to prevent his wife from visiting her terminally ill parents who live near her home and are in need of her khidmat as there is no one else to make their khidmat? If she goes to make khidmat of her ailing parents against her husband’s instruction, will she be sinful? What does Shari’ah command her to do in such a situation?

Setting up a Waqf Trust

Q: Kindly advise me on the following as well as how I should go about setting up a trust.

1. I have a few properties which I wish to make waqf and wish to have full control of. I wish to distribute funds (rental) to charitable institutions, but if need be, so then I should be able to utilize the funds for myself (for instance, I must be able to use the funds for myself in certain months and for distribution in certain months certain months). On my demise, the trustees should take full control and use it fully for charity.

2. Will I be able to sell the property should I feel the need? For example, if property A is not performing well, could I dispose of it and use the funds to purchase property B? In this case, will property B automatically become waqf or will it be necessary for me to start the process all over again?

3. In the event of my demise, what control will the trustees have? Will they be able to sell and buy more properties in the benefit of the waqf?

4. Is it necessary to give the waqf a name because I like to remain anonymous? If it is necessary to give the trust a name, I request that would you kindly suggest a name for me?