Wearing a taweez

Q: I visited one aamil for my personal problem. He gave one small paper contain Arabic numbers in it and asked me to keep it under a heavy stone. Also he gave asmaaul husna to recite for 21 days. Is it taweez? Is it permissible in Islam?

Home Financing through an Islamic Bank

Q: Our community bank offers Shari’ah compliant home financing which is structured as follows:

1) The Muslim buyer will select the property and the bank will purchase it with a contract for immediate resale to the Muslim purchaser for a fixed amount that will include the bank’s profit.

2) The Muslim buyer will be given a fixed price that will not vary with interest rates.

3) The Muslim buyer will have to sign a contract to buy the house from the bank before the bank purchases the property from the original seller.

4) The bank states that they will take a loan on which they pay interest from a secondary source to finance such a purchase. 

5) The bank states that the buyer will have to insure the property.

Is this form of finance permissible and Shari’ah compliant?