Finding a spec of paint on one's face after Salaah

Q: I performed asr once, broke my wudoo, went downstairs and the banisters of the stairs have paint bits that come off onto your hands [not wet paint, its like white specks that come off] and then I made wudoo' and went back upstairs using banisters, prayed and when I finished after a short while of being in my room I looked in the mirror and noticed a small speck on my eyelid and this speck doesn't really take much to take off, even a rub does it and now what do I do? Do I assume my prayer's valid as it could have been either times, but most likely the speck would have come off in wudoo as you wash your face three times?

Working for an insurance company

Q: My question is as follows: My wife found a job at old mutual company and I told her it is haraam to work for an organisation which deals with interest, and she stopped. Now she found another job again with an insurance company, she is loading data on the computer. I don't have no info at all about the insurance company, is this place halaal or haraam for Muslims to work at?

Educating people

Q: One of our Muslim friends in college played holi with non muslims and the seniors of the college Muslims with long beards beat him mercilessly:

  1. Did they do the right thing or he should have been convinced with ease?
  2. If they did wrong by beating him, are they sinful and should seek apology from him?

Nikaah without a wali

Q: I made nikah with my husband. He is a Maliki . I do not folow any madhab. The imam who made a nikah implemented it without a wali according to the hanafi madhab. After I found out that there are sahih hadiths proving that there is no nikah without a wali. Also most of the madhabs don't accept the nikah without a wali. Please help me to clear the situation, should we make a new nikah or this one is valid?

Setting up an ebooks website

Q: I want to start a website where people can download books for free. Normally, we download books from other websites and upload on our website. People come and download the books. My questions are:

1. Is it permissible to make books available for free download without the permission of the authors?

2. Downloading books from others and making soft copies of your own seems wrong. Is it a sin?

3. Is the money made from such a business haraam?

Disposing of literature of other religions

Q: The following situation befall me: I went to the toilet and seated on it and while I was doing my need, I saw under my feet a catholic newspaper was spread down. I saw words like "god". I hesitated whether I should remove it while doing my need or whether I should leave it. Then my mind decided that since it is a catholic newspaper and the word "god" is not like the name "Allah" I should leave it. Then after I finished and went to flush the toilet, I had still some hesitation and I took out the newspaper and looked what else was written and found in the inside also sentences about a death news "may she find rest by god". Then I just put the paper outside the toilet. Now was it kufr that I left it inside the toilet and not took it out immediately once I saw the word "god"?