Medical aid

Q: If a person has a disease such as HIV/AIDS and cannot afford the medication (1000$/month). Is it permissible to get insurance or use insurance benefits from work that one pays for in part?

Discipline and moderation in one's eating

Q: I am fond of eating food three times a day e.g. breakfast, lunch and dinner and in between these meals I eat some kind of snacks like sandwiches or samoosas etc and I am doing this for a very long time and it has become a habit. I feel shamed and regret for what I am doing but this thing has become so habitual that upon trying to quit I cannot, I can just control for one or two days and again I do the same. Is this a sinful Act? Please advise on this matter. 

Hadith Question

Q: Is there a hadith that was collected by Al-Bayhaqi in which the Prophet said: 'Say what is true, although it may be bitter and displeasing to people.'? If so, can you give the exact reference? And is the hadith authentic in its meaning?

Superstition

Q: We heard that Jinns do ibadat in masjid at night so don't go to masjid at mid night or a jinn possess you and many people were killed by jinns. Is it forbidden for going masjid at night or is this a superstition?