Q: I want to buy a new laptop which is currently worth R6ooo, but I don’t have enough money. If I purchase it in instalments, it will cost R7800 over one year. Is this permissible?

Q: I was given to understand that Haji/Alhaj denotes a pilgrim in Arabic Language. After one has fulfilled his Haj and removed his Ihraam and returns to his native country he is no longer a Haji, i.e., a pilgrim. But, in my country India,  Hajis after their return from Haj Pilgrimage,
add a mandatory prefix title to their name i.e., Alhaj Umar for example, wherever they include their names whether it be wedding or other social invitations, letters, banners, media, etc. 

1. Is the usage of this prefix title of Alhaj allowed in Shariah even after a Haji returns from Haj?
2. Will it not be classified under Riy'aa ?(Showing Off)

Q: 

1. Some people say Masah of the neck is bidah. What is the correct view on this?

2. At what stage is it best to perform khilal of the fingers?

Q: When a male is performing salaah alone, should he call out azaan and iqaamah before commencing? If neither are necessary, may he recite iqaamah before commencing?

Q: If Sajdah Sahw was not required but out of ignorance one performed Sajdah Sahw, is that Salaah valid?

Q:

1. I just want to be clear about this, if you do haraam things like receive interest from a bank, drink alcohol etc but consider them haraam, so if you consider haraam things to be haraam but still you do them, would you come out of the fold of Islam?
2. A Hadith said with people little amount of Imaan will come out from hell but as far as I know Quran doesn't says people will come out from hell. Qur'an says those who enter hell will remain in it forever. So will those people be in hell forever and is above hadith correct?

Q: A certain person has a thriving clothing store. I want to open a clothing store where I will sell the same items as him. Also, I want to copy the method that he uses to sell his items. Is this fine?

Q: 

1. Please clarify if the dua for eating has wa ala barakatillah or if it is just wa barakatillah without ala, which one is Sunnah and rewarding?
2. The dua after eating is it wajaalana minal muslimeen or wajaalana muslimeen, which one is Sunnah and rewarding?

​Please write the duas in Arabic with Harakat and reference from Hadith.

Q: My dad is suffering from a skin disease called psoriasis and it has been for quite a long time now. My great grandfather and my grandfather had the same disease. Please give me some duas for this disease? Can I ask him to recite the dua of Ayub Alaihi Salam as well? 

Q: What is taqleed?