Q: I currently Bank with Standard Bank. I read Mufti saheb’s fatwa regarding UCount rewards and have since abstained Alhamdulillah. I informed my parents as well, however, they received the following explanation from the Mufti that advises the bank:

“With reference to the rewards programmes of the different banks and the opinion of the Mufti: The Shari’ah Advisory Committee of Standard Bank have reviewed the uCount programme of Standard Bank and have confirmed that the concept and structure conforms to the requirements of Shari’ah. The Mufti draws his conclusion from the understanding that rewards are issued against a loan advanced which is an incorrect understanding of the programme. We agree that a deposit in a bank that is not structured in a Shari’ah manner is a loan to the bank. We however do not agree that rewards are earned based on the deposit/loan to the bank; hence the reward is interest. If the understanding of the Mufti was correct, it would mean that clients with the largest deposits would earn the highest rewards, which is not the case. Rewards are earned based on the usage of the card. The usage of the card is an independent transaction which attracts a separate fee (noted as point of sale fees in the Muftis response) and is not linked to the deposit.

The same would apply when using a credit card, rewards are earned based on the usage of the card and not the amount used There are also other factors that determine how and why rewards are earned. Point no.3 above relates to the primary consideration and not the only consideration.”

Please can Mufti saheb offer some clarification so I can explain to my parents regarding the impermissibility of UCounts.

Q:

1. If a female conceived a baby from her illegal relationship before nikaah and married the same male afterwards, will the nikaah be valid one?

Does it have to be repeated?

2. If the conceived female married another male instead of the actual father of the fetus (hiding the matter), will the nikaah with the pregnant female be valid?

Q: The questions are mainly how videos and recordings are regarded. I am from the Hanafi Madhab.

1. What is the ruling about listening to a recording which contains kufr? For example, I use a video blocker on YouTube and listen to recordings about various things whose topic is halaal. However, sometimes/maybe a lot of the participants of the discussion say things which are kufr or sin.

2. Is watching them supporting them, because of increasing the clicks or like watching a movie about only kufr or listening to a song with kufr? What if the channel has videos about haraam or kufr contents and has a video description with false things? What if the video description has symbols like the symbol of LGBTQ...? 

3. What is the ruling of loading a pdf or a news website with kufr? 

Q: Can I give zakaat money to a girl/boy to make his nikaah?

Q: I would like to know my state of cleanliness because I am unsure. Due to my current illness, I have to wear specific sanitary items/nappies for urine leaks. I bought a new type of sanitary nappy and saw that the edges sat tightly around my body. However, at night when I turned, it moved a tiny amount. These nappies have inside cuffs that sit on the groin area for urine to stay inside, and then you have a tight elastic on the edge.

My question is, if the edge moved slightly, does this mean my clothes or hands are affected by the impurity if they get in contact with that area?  

Q: I am teaching children hifz. They want to know how/who/when did the Quraan come in to the sequence that it is in? 

Q: We have many left behind/lost items in our musjid. Perishable items are also left behind. We wish to make signage boards stating that: Any item left behind or lost will be kept for 7 days and thereafter disposed off. Is this correct?

What about perishable /food times? 

Q:

1. If a talaaq is given, and the woman is a registered student at a tertiary institution, may she attend classes during her iddah?

2. Is the above the same as when a woman has a job and she has to work. Out of necessity during her iddah?

3. Where should the woman, still a student, live?

Q: We have a family member that is on drugs. Please can you advise us further on the Islamic method to help the member out. Also, is there any wazifa we can read to get through this difficult time? Is there a wazifa to help the addict not relapse? The addict has admitted and willing to get all the possible help. We are making lots of dua to Allah for help.

Q: What is the ruling regarding a woman reading Quraan loudly in the privacy of her bedroom (without the presence of na-mahram) for memorisation purposes. And what is the ruling if that woman is not memorising, but reading loudly.