Hallucination

Q: People hallucinate especially people with mental issues. They can be extremely happy compared to messianic visions. People even befriend characters that represent typical images for prophet Muhammad (Sallallahu Alaihi Wasallam) or Isa (Alaihis Salaam). What is Islam's view on this? 

Making dua to be blessed with male children

Q: I am the eldest child of my family (a male), and have 4 younger sisters Alhamdulilah. I am also Alhamdulilah married and have 2 children (1 boy and 1 girl). However, when I was younger I always wanted to have brothers but never did.

Is it permissible to pray to Allah Ta'ala for Him to bless me with more son’s or only sons if I have future children inshaAllah? Before my daughter was born, I made a lot of dua to Allah Ta'ala to bless me with another son but I was still very happy Alhamdulilah to be blessed with a daughter. But I would really want my other children to be sons InshaAllah. Please advise what I should do?

Taking a loan from a bank

Q: There is a bank here which is offering me personal loan. I was not interested in taking that because it is haram as they will get more money in return of the money they gave me. However the bank showed me a stamp of their personal loan option from the sharia council. So can I rely on that stamp fully and avail this option. I do not know about the minor details like will they charge more if my instalment is delayed or etc but it has been approved by the sharia council so is it allowed in islam?

Impotent husband

Q: I've been married since 5 months. My parents made me get married against my will even when istikhara was not right but I accepted it and started this life honestly and happily with my husband.

After marriage, on the very first day I got to know that my husband is completely impotent. During these 5 months we never had intercourse. Apart from that, he doesn't even care for me either I'm sick or anything happens to me. He works in a mill, comes home in the evening, has his dinner and sleeps. That's his daily routine.

He told me that he has consulted a doctor and taking medicines for his impotency. I believed him and remained calm but there's no difference. I haven't even seen him taking any medicines.

My parents too are not supporting me. This relation is now nothing more than a useless weight on my shoulders. I'm so depressed and sick since a month.

I've heard somewhere that if spouses never have intercourse when they're living together then they're automatically divorced. Is it true?

And, can I ask for khulaa (divorce) myself now? Feelings of hatred are buillding up in me against him. I feel like I'll kill him or myself someday. May Allah Paak forgive me for such thoughts but this hatred is not is my control. What shall I do?