Trade

Purchasing airtime advance

Q: Is it permissible to take out airtime advance with networks such as Vodacom and MTN?

Your account gets credited with airtime and you don't pay right away, but you are charged an extra service fee to get the airtime as you do not have to pay for it right away?

Buyer unsuccessful in contacting the supplier to pay off his debt

Q: I am inquiring in regards to business items I purchased from a supplier on a loan at a Business Expo. We had a mutual agreement to pay for the items on a later date. The supplier had provided me with his contact details to pay him back.

I had lost the suppliers number and cannot locate the person which I got the business items from. Also, I tried going to the Business Expo next year but the person did not come back the next year. I have tried going there for the past 4 years at the expo and the person has not come there. I am not sure if he has any relatives or friends either.

Please advise what I can do in regards to the money I owe him.

Sale of different currencies

Q: I am a collector and I collect banknotes from various countries. A few days ago, I bought a few foreign banknotes online from a website, I paid the amount and a few days later, the banknotes were delivered to me. Was this transaction haram as the purchase was not done hand to hand? And if it was haram, what am I required to do?

Favouring a contractor who is one's friend after closing a tender

Q: 3 Companies were invited to construct a building. They were invited which would mean that they are all of equal stature. We were all in by the client prior to the tender closing and where the client advised us of his needs. We received the tender results but were advised a few days later that all three prices were too high for the client. I asked asked if we could assist and negotiate with the client to lower our price to come in line with the client. We were then advised that the client had negotiated with the company that had the highest price. It is common knowledge that the client and this contractor are friends and possibly family. Is this Nepotism and is this allowed in Islam.

Earning by investing some money by liking and subscribing to different YouTube channels and uploading them to an app

Q: There is an online app in which you get a daily job by investing some money by liking and subscribing to different YouTube channels and uploading them to the app. It gives daily money on account of investment. Like invest 15000 rs and have to do 10 daily tasks and get 600 rs daily. Is it halal?

Trading in different currencies

Q: Zaid sent a parcel of GBP in cash to Bakr, with the intention of selling it to him for ZAR. Bakr inspected the notes, because some of them were old, and they both agreed on an exchange rate.

After a few days, Zaid subsequently sent his agent to collect ZAR notes from Bakr. Bakr did not give the entire amount. After a week, Bakr made an EFT of the remaining amount in ZAR.

(1) What is the status of the ZAR notes received from Bakr? If the money is haraam, what should be done with the money?

(2) What is the status of the money received via EFT from Bakr? If the money is haraam, what should be done with the money?

Jeweller selling one's jewellery without permission

Q: I went to a jeweller with some items of old gold jewellery to to get new jewellery. He gave me 2 options:

1. He melts the old jewellery and makes new ones and I pay him for his labour.

2. If there is some piece of jewellery which I like, we can swop the both.

I told him give me some time to decide. In the meantime, he sent me a picture of an item which was also gold which I liked, so I told him to please keep it for me and I will come to his office and we'll make the deal.

When I finally go there, he informs me that in order to keep that item for me, he had to swop my jewellery for it. This was done without first asking me and without my permission. So now my jewellery is gone and he tells me I must take the new item. I asked him regarding the difference in weights of the two as both were gold. His reply was "the difference was very small, don't worry about it".

My problem is that I understand that him doing that straight swop was not permissible according to shariah as gold for gold must be exact and even a "small difference" is not permissible. But now my jewellery is gone and cannot be retrieved, and I'm left with no option but to take this new item. What do I do in this situation? Will I be sinful for taking this item knowing that he got it through a riba transaction? And if I don't take it, I will lose out as he wouldn't pay me for my gold.

Also, with regard to the difference in the weights, I don't even know which was more or less as he wouldn't tell me clearly (although it seems to me that mine was the more).