Interest and Gambling

Mortgage

Q: I live in America, and it is impossible to buy a house here without a mortgage from the bank. The bank charges interest on the mortgage. Is it permissible to buy a house on mortgage?

Provident fund

Q: Is a provident fund which is half collected from the employee’s salary and half deposited from the company/government on behalf of the employee permissible or is it regarded as interest? Is investing in a provident fund permissible?

Government allowance

Q: My question is about that my husband lost his job and he is still applying for jobs too but no luck yet and we got house on mortgage. If he doesn't get a job, we gonna lose everything. So he applied for government support (allowances). If he gets this income from government, is this money halaal unless he gets the proper job.

Interest based saving scheme

Q: My father has passed away and since I have no brother, the only source of income for my mother is the monthly payment that comes against the amount deposited in the saving scheme. As it is an interest based scheme, is it permissible for her to use such earnings for all her needs? She is over sixty.

Haraam investments

Q: I was investing in haraam till now. Although I didn't know about it, I was again trapped by one of my friends and again invested in haraam for which I will get a good return.

1. One of my friends is in very much debt. Can I pay this money for his debt or 2. In my examination I have paid some money to my professor to help me get some answer in my paper through cheating. I have taken this money on credit and I know this is wrong and haraam. Can I pay this debt of mine through that haraam income?

3. If the above things are not allowed, tell me what should I do with this haraam money?

Car dealer arranging finance for the customer

Q: I am a car dealer. Sometimes customers need leasing facilities from financial companies to finance their cars. Can I introduce them to the leasing companies and process with their loan application like collecting their Bank statements, Payslip, ID Card and submit the same to leasing companies and inform them about the rate of interest adopted by the leasing company?

Paying back only the principle amount in an interest bearing loan

Q: My dad took a credit card back in Oman and told us that he is taking it for emergency purposes and told us that he will pay back the bill within 52 days as to avoid interest according to the bank. We lately moved back to Pakistan and used the entire credit card while coming and now we have the money but 52 days end on this 15th and we have kept the money but can't find any source. So If God forbids we can't pay back before the 15'th and the interest is charged and if we only repay the principle amount but not the interest, will we be punished? Is it haram?