Interest and Gambling

Q: Can we buy home loan to avoid income tax? Income tax is also indirect interest. Instead of paying it to the Government can we pay to bank as interest? or do we have an alternative to avoid it which benefits us?

Q: I conducted an online customer satisfaction survey, as incentive all those that completed the survey will be entered into a cash prize draw. Seven
respondents will win R1000.00 each. I lost the data containing the contact details of all those that completed the survey. I never even have the draw as yet. How Do I resolve this, this is my fault because I delayed in administering this payout and now I lost the data. We are trying to recover the lost data but things are not looking very positive.

Q: A person pays R 450.00 fixed bank charges a month. This fee entitles him to receive a cheque book, paper clips, bank packets, rubber bands and also covers other standard bank administration services.

1. May he use the cheque book, money packets, paper clips etc if the value does not exceed the R450.00 bank charges he paid.
2. If the value of these items exceed R450.00 p.m , may he utilise these items?

Q: I wanted to ask if life insurance is haram and why?

Q: Regarding First national bank, I would like to know if the benefits they give to customers who bank with them (like access to SLOW lounge at airports) are permissible?

Q: I would like to find out if I enter a weight loss competition, can I do so, there is a fee to join? The winner will receive a portion of the fees collected.

Q: What is the shar`ee ruling on eBucks points earned through the bank?

Q: My question is about bank interest. If a person is receiving interest from a bank, can he use this interest for a poor girl's marriage?

Q: I have to get mandatory insurance for medicine from my work place. Due to this I have the minimum amount. I have used it once it saved me 100$ on medicine. Allhumdulilah I have not needed it again. My mom is a Diabetic, she pays a lot of money close to 150$ For her pills. I will save her close to 80% if I put her on my mandatory health insurance at work. I wanted to know if it's allowed. I probably will have to pay a bit more every month by 1 to 2 dollars not worried about that. Just wanted to know if it's permissible?

Q: I heard a hadith that says the dua of a person is not accepted if the source of money for his food, for his drink and for his clothes is haram even if he says "Ya Rabi" (my lord). Does this haram money include interest-based loans? I know that taking out interst-based loans is haram. But once you have the money, is that money itself haram to use? I use my student loan money to pay for my university tuition and fees. Any money that's leftover from my loan is used to pay for my rent and my food. I try to make tawbah (repentance) for getting involved in this sin, but is my repentance accepted? Or is my salah  and dua invalid? Is it haram to fill my gas tank with this money or drive anywhere or buy my groceries? I try to eat home-cooked dinners prepared by my mom (from my dad's halal income - which isn't enough unfortunately to pay for my loan).