Interest and Gambling

Q: I would like to know whether we can do savings of money to buy a house or keeping extra money in bank is not good and one will be accountable for it before Allah Ta'ala?

Q: My question pertains to interest which I know is forbidden in Islam and is seen as a great sin. But in the UK, through mortgages, insurances, etc., it seems virtually impossible to avoid riba (interest). I have looked into Islamic banking in the UK but I see it to be an awful alternative as it still essentially charges riba but with some clever play on words and has been dismissed by the consensus of scholars. So my question is: how do you live in the UK without participating in interest as I am struggling to see alternatives?

Q: Please could you inform me what is the ruling on vehicle and property insurance with takaful? I am aware that conventional insurance is not allowed, but is it allowed if taken out with takaful? And if not are there any halaal insurance options available?

Q: If we keep our money in savings account or fixed deposit account in a general bank then is it lawful to use the interest money the bank is giving on the money? Moreover what does shariah say about taking home loan or car loan or education loan?

Q: A certain person owns a business and is the landlord at the same time. He decides to sell the business and lease out the property to the person who bought his business. The bank is loaning the buyer the money to purchase the business. The bank requests that the seller of the business (who is also the landlord) sign a document in which he agrees that if the purchaser of the business defaults, then the bank has the right to take over the lease (in other words, they will continue to pay the landlord rent until they find someone to purchase the business from them).

Is it permissible for the seller of the business to sign this agreement with the bank?

Q:

1. Car financing or house morgage is halal?
2. Getting interest from a non Muslim bank is halal for a Muslim?

Q: If a medical aid model is proposed where one deals directly with the hospital and there is no middle man in between e.g. one pays a monthly fee and the hospital will now treat one whenever he gets sick, then will this be permissible? Can this be likened to an armed response alarm company where one pays a monthly fee to the security company to come out when there is an emergency?

Q: What is the Shar'ee ruling regarding Medical Aid and Hospital plan in Islam?

Q: My mother knew I was owing someone money so when the person came to buy from the place she works, she gave a discount which I paid. I only knew of this when she told me which was after she sold the item with a discount. So will this be valid?

Q: I am running a small Madrasah and its in a rented house. There are 2 toilets but they are high pan and we would like to change one into low pan and Alhamdulillah the owner of the house has given permission for this but the question is can we use Interest money for this? Changing high pan to low pan.