Interest and Gambling

Q: Generally, in what avenues can interest money be spent? Is it also permissible to pay traffic fines with interest money?

Q: My question is that do we receive interests from conventional banks or is it dividend?  As far as i know, conventional banks use our money to invest and the profit received is shared among clients. Now, the money may have been invested in companies which we do not know if they are "halaal" or not.  But the question remains that is the money received is called dividend or interest?

Q: Is it permissible to apply for a bursary at a bank? E.g. Old Mutual.

Q: Can I pay pay my traffic fines with interest money?

Q: Are we allowed to take out Home insurance and Life insurance?

Q: Are health and car insurance halal?

Q: I recently came across a website (www.justplay.co.za). on this website one can enter competitions by answering questions. the problem is that most questions are relating to insurance companies, etc.

Q:

1. Is it permissible to take and give a bribe?
2. Is it permissible to bribe a person with R5000-00 in order to get one`s visa?

Q: I live in a country where health insurance is compulsory. But the fine for not being insured would be less than the fees for being insured I think. On the other hand we wouldn't be able to pay my mothers treatment otherwise. Plus I think my wife is pregnant. And the costs that come with that also I wouldn't be able to pay without health insurance. The only alternative I can think of would be not to register her here but keep her registered in her home country and let her be treated there. But that would cause a lot of difficulty for us. What shall we do in this situation?

Q: Is medical aid and hospital plan permissible? Also, Is insurance permissible in South Africa?