Hajj for a person in debt
Q: I have question regarding Hajj. I have taken a loan from my father in 2018 of $65,000 for home purchase in order to avoid interest bearing transactions. Terms we decided were that I will pay when I have the ability to pay back and Alhamdulilah I have been paying back on a monthly basis and have reduced the remaining amount to $19000.
I have $70000 in 401K, cash balance around $8000. I own 50% of the house with my brother and a car (resale approx $5000 value).
My question here, is Hajj Fard on me right now?
If I decide to save for Hajj right now if Allah wills then it might be possible to save enough for Hajj (it might be possible that I may not be able to save enough or visa/qouta issue). But my loan from my dad will be still $19000. What should be my priority to first complete? If Hajj is not fard then can I go for Umrah?