Those people upon whom Hajj is compulsory

Should one purchase a car or save up for Hajj?

Q: I sold my car two years ago. 

I have saved money. 

After looking at the price of second hand cars and the age of vehicles available, I took mashwara from a senior aalim and decided to take a loan for one year and buy a new car. The car is not cheap but cars are quite costly. So it's the second from an entry level. 

I intend purchasing the car in the next few weeks. 

I then went onto the hajj portal and it showed my name will come for the next hajj. When I had checked in July and I contacted sahuc, they said two years. 

I would like to know, am I not allowed to buy the car because I will be in debt and in no position to go for hajj when the time of hajj dawns. I will be paying the car till the end of 2025. 

The second issue is I am using the car from work and my boss is not a stable person so I fear that he's going to make an issue of me using the work car for such a long period 

I have also had an option to get the car slightly cheaper but there was a waiting period so because of my boss I decided let me rather buy it now.

Delaying hajj due to a concern that one's income may not be completely halaal

Q: Is it permissible for a person who is accredited for Hajj, and has both the means and opportunity to fulfill their Fardh Hajj, to delay it as he is concerned that their income may not be completely halaal? The individual intends to fulfill the obligation but wishes to ensure that they use only pure, halaal money for this sacred journey.

Hajj for a person in debt

Q: I have question regarding Hajj. I have taken a loan from my father in 2018 of $65,000 for home purchase in order to avoid interest bearing transactions. Terms we decided were that I will pay when I have the ability to pay back and Alhamdulilah I have been paying back on a monthly basis and have reduced the remaining amount to $19000.

I have $70000 in 401K, cash balance around $8000. I own 50% of the house with my brother and a car (resale approx $5000 value).

My question here, is Hajj Fard on me right now?

If I decide to save for Hajj right now if Allah wills then it might be possible to save enough for Hajj (it might be possible that I may not be able to save enough or visa/qouta issue). But my loan from my dad will be still $19000. What should be my priority to first complete? If Hajj is not fard then can I go for Umrah?