Taking a loan from a family member to go for umrah

Q: My husband and I want to go for umrah. A relative is prepared to give me a loan against jewellaery that I have. Which is the correct way of doing the loan. The intention is to repay the same loan amount back and receive the jewellery back.

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A: It is permissible to take the jewellery as a security. We advise that it is not at all appropriate to take such a big loan for an act that is nafl only.

And Allah Ta'ala (الله تعالى) knows best.

 

Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)