Alternative to early settlement discount

Q: Will it be permissible for one to make an agreement with the supplier, at the onset before purchasing, that for example, the terms will be 30 days with a discount of 5%? There are a few suppliers with whom we have an agreement such as the one described above and we keep to the arranged terms. However, the time period and discount differs from supplier to supplier. If this is not permissible, then what is the solution to rectify the situation?

Choosing a life partner

Q: During the passed month of Ramadhaan, I engaged myself in dua few minutes before iftaar time. I asked Allah for indication for a suitable spouse, immediately after terminating the dua, my parents mentioned a girl to me. Should I accept this as an answer? What would be a permissible means to initiate a marriage proposal. It is to be noted that I do not know who this girl is. I have met her father a couple of times before, but just in passing.

Investing in Heera Gold company

Q: Is investing in Heera Gold company halaal or haraam. The company says that it is halaal because it trades in gold, textiles and other products and does not deal in riba. If we invest about one laakh rupees we would get approx 3000 rupees per month and we can take our amount of one lakh when we want. It says that there is 60 -40 partnership and we are also entitled to loss. There is lots of people who invest in this company thinking it's halaal so could you please research on this company and give fatwa on weather it's halaal or haraam?