public hospitals

Q: Since I am earning a basic salary and only meet my household needs for each month with only a little left over to spend on odds and ends what possible ways are there for me to ensure that my wife is able to give birth in a decent enough place that has correct treatment facilities and doctors. I under stand private hospitals are expensive and so are specialists. So is there any way that a normal gp can perform the delivery in a public hospital but at the same time ensuring that the wife giving birth gets the correct treatments. Or is there any medical aid or hospital plan available out there that us most Shar'iah compliant in order to help this need? Similarly are there any facilities that are not expensive that the wife can go to for delivery and or check ups? This is a question in need as some places are really in a bad state and to send women there and to be on those beds are not the best.