Unsettled debts

Q: I have taken a loan from some people. I have also done coaching under some teachers without paying them. It has been quite some years (i.e. almost 4) and now I have the capability to pay them back. But unfortunately, as I am seeing, some of them whom I have met to return their deserved money, they do not want to take it back! I had to beg them to accept the money. They just would not take it! They say, "Never mind, you don't have to give it back. Oh come on! Leave it. I have a lot of money, I do not need to money," and so forth. I feel that if they do not take it back that means I have not paid them the money back! So, after a long request they do. Please help me! I am about to meet my teachers and they are probably going to win! What will I do afterwards! What can they do instead of taking the lent money? Please help me Shaikh. Jazak Allah khair in advance. Please help me out!

Q: I thought that if you commit shirk, you will not enter Jannah but I also read a hadith that if you have a debt then you will not enter jannah, what happens on day of judgement to someone who never paid his debt?

Q: If you are in debt, does it affect your taubah or forgiveness? I mean can a debt stop you getting your sins forgiven? would Allah forgive your sins if your in debt?

Q: Can your debt cancel out your good deeds?

Q: I would like some advice. I am looking to purchase a property for primary home residence, as rentals are becoming rather high and increase each year. However I am in a lot of debt. Do I go ahead and consider purchasing the property, or is it best to rather wait until debts are reduced, before taking on such a huge commitment.

Q: Lets say person A borrowed money for person B. Then person B refused to pay back. Then person C paid the amount. Will person a still owe the debt islamically even though the debt is paid off?

Q: I had to give 400 RS to my friend, so I gave him 500 rupees but some hours later he gave me back 300 rupees. So the extra 200 rupees actually belong to him and initially I told him to keep it but he refused. My question is can I use this amount for my personal use and for eating purposes as I dont know whether this is interest based money or not.

Q: I have lent money a couple of years ago and two people gave me both each guarantee of cheques. Four years passed and non of them paid me. I have struggled so much. And many things I could not pay and went only higher and higher. I am in many debts. I don't work as a single mother due to health problems. And my child is 2 years at home because I can't pay her school. If the people pay me each the amounts of the cheques do I have the right to keep the money because I have a court case against them. I have waisted a lot of time and effort going to police stations and court in the past 4 years.

Q: My mother lent me R 15 000 which I was able to pay back. I invested the R15 000 on her behalf. I invested more as a gift but now had to use some of that money but the loan amount is still safe. Can I use the extra money without having to pay it back as we never agree to more that just the R 15000?

Q: My husband and I are in a financial problems and with the result contacted companies that we deal with to pay them off slowly. The white companies seem to agree but unfortunately our Muslim so called "Friends " are the ones that went ahead with legal procedures with nothing to lose. What if I decide to round up the existing stock I have, sell out and cash up to help me live for the next few months. How will I pay them back?