Q: What is the fatwa in detail regarding health insurance?

Q: I know that we can break a nafl fast if there is an 'uzr (excuse). For myself as a diabetic, I assume that an 'uzr could be when I get very low blood sugar values which makes life difficult for me if I don't eat.

1. Is it also permissible to break a qada fast if you have an uzr?

2. If so, would you have to make one or two qadas? (i.e. do you have to make up the original fast as well as the qada fast that you broke, or only the original fast?)

Q: I did ghusl, but afterwards I found out that there were some food particles in my teeth. Do I need to do ghusl again or just rinse my mouth again?

Q: I would like to know whether or not it is permissible to read books which make you think of unnecessary/evil images. I am a practising Muslim, however I was enjoying the book 'thirteen reasons why' until I felt I needed to ask.

Q: Is this true that Allah Ta'ala has said in Quran that I have created a male from a little bit of my Noor in him so I have sent only men as prophets, nabi's and etc.

Q: I would like to have complete fatwa on getting mortgage for personal home. Especially if your wife is more or less like a new Muslim and don't understand Islam very well. Can you go for a mortgage option or not?

Q: When Hazrat Isa Alayhis Salaam comes to this world, will he come as a New Prophet or Nabi?

Q:

1. What is the correct way for a woman to establish that she is out of haidh?

a. Is it necessary that tissue etc. be inserted and it should be dry

b. If on the tissue is a white discharge, will she be regarded as clean now?

c. Is it not necessary to insert anything, once her pad remains clean she can make ghusl? Sometimes there is a discharge but so little that it does not stain the pad, just when making istinja a wetness can be felt, so one is not sure of the colour of the discharge

d. Sometimes it's difficult to distinguish the colour of the discharge, if there is a very very slight yellowish discharge immediately after haidh, will it be counted too as haidh?

2. If a woman is fasting and a short while before iftar she feels that she has got her haidh, however she only manages to go to he bathroom after making iftar, and she sees that it is haidh, will she have to make qadha of this fast?

Q:

1. During nikah, does ijaab and qabool have to be said in the past tense?

2. If they are not said in the past tense, is the nikaah invalid?

Q: Is hair or beard dyeing permissible only for job purposes which is advised by an employer? It is a customer service sales job. The employer advised me to colour my hair and beard black to show that I am younger because markets like young energetic people. It is a garments label industry. Here, colouring the hair or beard black (to show that I am young) will not cheat people. It is only to show that the company has appointed smart officials. There is no cheating in the product. Product quality will remain ok as per company policy. I need a ruling in this regard.