Selling livestock without taking possession of the livestock

Q: I've been doing livestock for the past year, I wholesale and retail livestock throughout the year and I try to do everything in the best of my ability and in the halaal way.

Yesterday I came across someone who told me the way I'm running my business is haraam.

I'm From Durban and I get livestock from Northern Cape, Free State and Eastern Cape. So when I wholesale throughout the year as customers want animals, I order from the different farmers and get it delivered directly to the customer. The farmer will send me a video, I will send the video to my customer and if he is happy then I will confirm the order with the farmer and get it delivered to the customer.

Qurbani time the farmers know that I take alot more animals so they call me or video call me and tell me they have this amount of animals for me and keep it aside. Basically they book it for me and as I get customers I call them and tell them to send this amount of animals from my lot to the customers location. I haven't personally seen the animals. The farmer does send me videos and video calls me and I don't have time to go and see them.

Is it permissible the way I trade? If not, then all the money I earned and consumed is haraam and how do I go about fixing this issue? Please advise me.

Does talaaq automatically take place if the spouses did not consummate the marriage within 4 months?

Q: One of my friends married 6 month ago. But she and her husband still not had intercourse between them. She doesn't know anything about it. Her husband also not trying to do anything. What can we do for her? How to take his feelings out? I heard if a husband and wife don't have intercourse upto 4 months, automatically it will be talaq. Is it true? 

Organization doing qurbaani for people but not giving each person the meat of their qurbaani animal

Q: Many people including A, B and C are doing their Qurbaani through an organization by paying equal amounts for each animal. The organization, after doing Qurbaani, will give A the meat of B, and B will get the meat of C and so on, i.e. the animal will be slaughtered for someone but its meat will be given to another person. However, in the end, all will get the meat. Is it fine?

Adding a clause in a contract that if a person does not complete the work by a certain time then he will be fined and will not receive a salary

Q: I did a job in a company that gave me a project for a week with a guideline that if I complete this project within 7 days, they will pay my salary otherwise I'll have to pay some charges if I am not able to complete my task. Is this okay?