Stem cells

Q: I would like to know whether stem cells are allowed in Islam. In this case I would be storing it for my heirs only. Furthermore I would like to know whether a medical aid scheme is allowed. The medical aid portion is only a hospital plan. No insurance. Please advise whether the above is allowed and if not please comment in detail why not.

Domestic maid who is absent for two months

Q: I have a part time maid working at my house. I have fixed a monthly salary with her agreement. I don't cut her pay if she takes off if she is sick or if I don't call her for a day or two. But if she travels for 2 months to meet her family, am I obliged to pay her for those months or not, we don't have any contract and she travels on her own expenses. Are there any other rules of shariah related to part time help that we should know of? She attends to three different homes daily.

Extra marital affairs

Q: I am married to a girl. In my short age and its five years of marriage now she is not taking care of me and my family. We have done love marriage and no one is happy. She is also involved with another guy also. I forgave her a lot of times but she didn't become true again. Now I have left her at her home and want a divorce from her and even I have contact with another girl who loves me a lot and even we have close relation like we have done kisses and hugs not more than that. I also want to marry her. Could you please tell me is my nikaah already raised with her and what will I do to solve this problem because my first wife don't want to leave me and this one also don't want to leave me as we are in a close relation?

Taqdeer

Q: Allah Ta'ala says in the holy quran "In order that you may not grieve at the things that you fail to get, nor rejoice over that which has been given to you. And Allah like not prideful boasters" Sura hadeed ayah 23

My question is that sometimes we lose or fail to get something because of our wrong choices or decisions (we make these wrong choices by mistake, carelessness, not judging the matter judiciously or out of arrogance or ignorance). We turn out to be loser (ok this was written in our destiny) but should we not grieve if we made a wrong choice? Are we not responsible for what is written in our destiny? Allah is just so how can he make one's destiny good and other's bad. It is also said that everything happens for good. Is it applicable in the case we made a wrong choice? So should we not grieve for our bad choices in life?