Photo without the head

Q: I would like to know regarding the extent of a photo, e.g. if a photo does not have a persons face but the rest of the body , is this permissible. What about just e.g. an arm. Some people claim this is fine without the eyes, but I feel this can lead to many fitan just like normal photos.

Inheritance

Q: We a family of 7 sold some land in India.We were given part of the money 700,000 equally which we divided in 100,000 each. We have now discovered that to make things easy for him the agent did not disclose to us that the land not only belonged to my father but it belonged to my fathers sisters as well, we have alhamdullilah now decided to distribute the sale of the land according to shariah. Some of my siblings have already spent the monies as approximately 2 years have passed since they were given the monies they have agreed to pay off the monies that they received by saying that they can only afford R1000 a month. Is this all right?

Takaful

Q: Please could you inform me what is the ruling on vehicle and property insurance with takaful? I am aware that conventional insurance is not allowed, but is it allowed if taken out with takaful? And if not are there any halaal insurance options available?