Q: I work at a mechanic shop the owner is muslim now sometimes while working on a car things break do I have to ask forgiveness for accidentally or intentionally breaking something like when I want to open a bolt a clip was in the way so i break it to move the bolt but others in the shop can open it without breaking it as they are more experienced then me so what do I have to do if I break something? When I break something the owner says its between me and the customer sometimes he wont tell them that something broke but he will lessen the price so what do I have to do if I break something?

Q: I damaged peoples property etc. I wish to pay for it. 

1. Will it be valid if I give them the money via a post office?
2. Paying an account of the person that I have access to?

Q: When I go to someones house e.g. family, friends, etc. and by using their chair or something else and it breaks. a) If they do not tell me to pay for it do I need to pay for it? b) If they tell me to pay for it do I need to?

Q: During my schooling career, I damaged the school text books, etc. Does my school fees cover this or do I need to pay the school? 

Q: My mother knew I was owing someone money so when the person came to buy from the place she works, she gave a discount which I paid. I only knew of this when she told me which was after she sold the item with a discount. So will this be valid?

Q: I would like some assistance in how to explain to non muslims about the differences between the western system of business and finance and the islamic system. I know the main difference is that islam does not permit/allow dealing in interest in any way. The thing is that these kaafirs rely on Jewish economists who use fancy, complicated terms to "prove" their theories etc..

These guys who I speak to, say that this is the way it is and if we want to be successful then we have play the game intelligently. I keep telling them that there is an alternative but I dont know how to present it to them in a simple way.

normal muslims like me will just tell them that "Allah ta'ala says... in the Quran & our prophet Muhammad (Salallahu Alaihi Wasallam) said ..." this is not going to make sense to them or satisfy them. So, how can I explain to them the differences between the two systems and show clearly the benefits of the Islamic system?

Q: Is it permissible to make use of medical aid if employer contributes on your behalf?

Q: My work has in its contract that medical aid is compulsory. Can I refuse medical aid. What is the ruling in Islam about medical aid.

Q: Please inform me whether registering a company name is permissible. Once registered, nobody has the right to use this name except myself. Also, what is the ruling regarding registering a product name under my name? After this, nobody can name their product with this name except myself.

Q: Is the following permissable :

Life Insurance - That you have taken out

Life Insurance - The company you work for has taken out a policy for you

Pension Fund -  That you have taken out

Pension Fund -  The company you work for has taken out a policy for you

Medical Aid -  That you have taken out

Medical Aid -  The company you work for has taken out a policy for you