Terminating the pregnancy due to baby having a hole in the heart

Q: I'm in the 5th month of my first pregnancy. The 4 heart chambers of the baby can not be seen and the doctor says that the baby has a big hole in the heart. The baby can die or will face multiple surgeries and may survive or not. We are not sure what to do and we don't have this much cash. Can I terminate the pregnancy or not?

Allah Ta'ala taking care of a person who is faithful to Him

Q: I have made some observations in life and I would like to know if I am correct in my wisdom and my guess: 

1. Will Allah subhanahu wa taala protect someone who performs his prayer five times a day and protects his heart, eyes, hands, tongue and the area between his legs from zina from financial problems of any kind? As long as he is on this path? 

2. Will Allah subhanahu wa taala protect someone from depression as long as he does not commit zina with his heart, eyes, hands, tongue or the area between his legs? 

Because anyone with serious financial problems I've met so far, had a girlfriend or committed zina in the past.