Road Accident Fund

Q: This is a follow up question on the Road Accident Fund question:  

The court orders the RAF to pay interest (which is not interest according to Shari’ah) for late payment of the R100 000. Because the RAF paid 6 months later, the plaintiff received R100 000 from the RAF plus an additional amount (over and above the R100 000) for late payment as per court order.

This ‘extra interest amount’ (which is not interest money according to the Shari’ah) which is received from the Road Accident Fund, can it be classified as ta’zeer bil maal (monetary penalty)? If it is ta’zeer bil maal then is this extra amount permissible to use?

Procedure for a female taking bay'at

Q: I want to change my life and attain closeness to Allah and true love for Him. However my parents don't want me to take bay'at. They think I'll become "too pious". So can I take bay'at without my parents permission? I won't be corresponding with the Sheikh directly but rather with his wife. And I know that the Sheikh is a Sheikh-e-Kaamil.