Interest and Gambling

Q: Is travel insurance permissible in Islam, if it is optional or required?

Q: Can I use interest from the bank to pay for my grand kids dentistry? Their mother is single and there's no medical aid.

Q: I receive ebucks via FNB when I buy from Takealot, or fill fuel or if I buy from Checkers with my virtual card. Is it permissible to earn these ebucks and to use it to pay bank fees, fill fuel etc.?

Q: I went to a shop to purchase some items. I intended to only purchase for R300. However, I saw that they have a competition to win a car. In order to enter the competition, one will have to purchase for a minimum of R500. Will it be permissible for me to purchase more items just to enter the competition?

Q: 

1. Is it permissible to dispose of interest monies to ones helper? 

2. What are some recommended ways to dispose of interest money?

Q: I have subscribed for GPF. The government forcefully deducts some amount like 5k each month. At the end of retirement, govt. will return that principle amount and the amount of interest over it. 

Can I keep some amount of interest money equivalent to the money devaluation I faced over the years ?

Q: Is receiving free services from a bank like: being able to receive my income in my current account and pay with the debit card associated considered riba? 

My bank does not have account maintenance fee and offer these services.

Q: My husband and I were planning on taking a trip to Istanbul, Turkey. We considered it as it is a Muslim dominant location and we wouldn’t have to worry about halal food and would get to visit mosques and for how beautiful it is. However there are two issues:

1. Turkey has a mandate of a travel insurance or health insurance in order to travel to Turkey without which they do not approve of the visa. What should be done in this case? 

2. Back when covid was rampant and vaccination was being made compulsory, I have made a fake certificate. This was done because the vaccine was beeen given mandatorily without it being tested sufficiently. Many people did the same to avoid harm that could be caused due to the vaccine. Now mostly all countries do not require the vaccine certificate but they do sometimes ask for it. What should I do? I cannot get an actual vaccine because the system thinks I have had it already. Plus, post vaccination a lot of people have suffered and some say it is attributed to the vaccine and I don’t want to get vaccinated. Should I just show the fake certificate I have?

Q: Is it permissible to pay interest fees with the interest received, from and to the same party. 

E.g. A bank rewards its client with an interest % for utilising a savings account. On the other hand, the same bank charges the client an interest fee for using its credit card facility. Can the client pay the latter with the interest received? As it will be returning the same interest to the bank.

Q: Is profit earned by using Islamic banking halaal or haraam?