Interest and Gambling

eBucks, uCount, Absa Rewards, GreenBacks, Airport Lounges

Q: In today’s times, we see many conventional banks offering different types of reward programmes in order to attract customers and promote their business. Among the reward programmes are the following; eBucks, uCount, Absa Rewards and GreenBacks. Similarly, certain conventional banks offer other incentives such as free access to certain airport lounges. Is it permissible for one to benefit from these reward programmes offered by these conventional banks or do the rewards offered by the bank enter under the purview of riba due to which they will be impermissible?

Ex-wife filing for maintenance after divorce and husband using interest money to pay

Q: In Indian Law the Honourable Court allows ex-wife to file maintenance cases after divorce from ex-husband of any religion if they want. I gave Talaq Ahsan to my ex-wife and relieved her from matrimonial bonds after reconciliation failed between us. I had handed over the Mahr money to her. Now Talaq Ahsan is completed. My ex-wife took all her belongings from matrimonial home.

Now my ex-wife filed a case in the court for maintenance, the Hon'ble court has passed Rs 10 000/- per month as part of maintenance. I am working as a sales executive and my salary is Rs 10 000/-, it is not possible for me to fulfill the court order based on my income as I have to bear my expenses too from the same salary. I will have to fulfill the Hon'ble court order in order to avoid jail term over non-payment.

I have approached many trust and some people for help to fulfill this order. The trust and people informed me that they can help to some extent not completely but it will be in a way of zakaat and some people said that they will hand me bank interest money. Can you please provide your views with respect to Islamic Law if this is correct to collect zakaat and bank interest money on behalf of my ex-wife to avoid consequences of jail?

Should one take and a loan from a bank to buy a house or continue paying rent?

Q: I am residing in a rented house for the last 3 years and my monthly rent is being paid to a private owner by my organization. In future, I will remain living in the rented house. If I could get a loan from any bank to purchase a house for myself and pay the same monthly rent to the bank against that loan and in this way I shall become the owner of that house in 15-20 years time without affecting my financial liabilities. Is it Halal or Haram way?

Road Accident Fund

Q: This is a follow up question on the Road Accident Fund question:  

The court orders the RAF to pay interest (which is not interest according to Shari’ah) for late payment of the R100 000. Because the RAF paid 6 months later, the plaintiff received R100 000 from the RAF plus an additional amount (over and above the R100 000) for late payment as per court order.

This ‘extra interest amount’ (which is not interest money according to the Shari’ah) which is received from the Road Accident Fund, can it be classified as ta’zeer bil maal (monetary penalty)? If it is ta’zeer bil maal then is this extra amount permissible to use?

Playing sports for money

Q: I want to ask a few questions about gambling

1. If two teams play cricket for money and the one who loses the match will have to give money, is this permissible?

2. If two teams play cricket for money and the looser will have to give money and the winner uses this money for cricket material, this way both teams will get benefit. Is this permissible?

3. If two teams play cricket for money and the one who loses will have to give food/party to all the teams. Is this permissible?

Taking loans on interest in India

Q: From my understanding, scholars in India at one point gave a fatwa that it is permissible to take loans on interest, mainy because they were living in darul harb?

From my understanding Imam Muhammad and Imam Abu Hanifah was a proponent of that position. This position is the dominant opinion in the Hanafi Madhab?

I am asking because this is a fatwa that is in the works in my local community. I have never taken loans in my life and I don't plan on it but I would like to understand the topic further.