Interest and Gambling

Q: Are we as transporters permitted to take insurance to cover goods in transit?

Q:

1. Will it be permissible if one purchases a car by applying to the bank by depositing a certain amount of money and handing over through a negotiation of repayment of an amount financed by the bank including interest in a fixed instalments?

2. Will it be treated same as the fatwa under "paying in instalments" in the English version of "Malfoozat of Faqeeh ul Ummat" compiled by Mufti Farooq Meeruti published by Madrasah Taleemuddeen.

Q: What do we do with interest money? Can we pay our helper at home in the form of wages? 

Q: In the past, I have earned and used eBucks for car hire and purchasing plane tickets. Recently, I read that eBucks is impermissible. What can I do to compensate for the eBucks that I used in the past? Also, how I can correctly dispose of the eBucks earned thus far as I cannot get the cash to give it away with the intention of no thawaab?

Q: My father bought an agricultural land almost 19 years ago, measuring 110 acres. My father is an advocate by profession and at the time of purchasing the land, my father had some money earned by himself and took some money in the shape of a loan from the bank and bought the land. I have heard that taking a loan is completely haraam, so is the land haraam for us? How do we make it halaal?

Q: Is it permissible to pay a fixed monthly fee for a credit facility on a credit card? The fee is payable whether or not the credit facility is used. No interest will be incurred on the credit facility.

Q: Can I take a loan on interest from a bank to pay off my friends debts in order to save him from going to jail?

Q: I have a mobile account and I subscribe to the benefits package that if I have more money in my account I will get 10% profit, please guide me is this valid or not?

Q: In India we have all transactions through our bank accounts. Is it against taqwa to deposit money in the bank? I never use interest but distribute it to the poor. 

Q:

1. Is opening a 'Shariah-compliant' savings account at a bank or at an 'Islamic' Bank with the sole intention of the bank safekeeping your money permissible if one intends to give all 'profit' earned in charity?

2. If one already has an investment account at an 'Islamic' Bank that claims to follow a Profit-and-Loss mode of financing, what should one do? Should we close down the account?

3. Is it against taqwa to save/invest money for the future?

4. What are the permissible means if one wishes to save/invest?