Interest and Gambling

Q: If prize bond is haram, can I purchase a car in a money draw money because some people said prize bond is interest?

Q: Many financial institutions nowadays have rewards programs where you earn points for every swipe that you do with the credit card. Some you need to pay a yearly fee to be part of the club others you don’t pay anything. Just by swiping you earn points. Is it permissible to use these points? 

Q: I know that it is haraam to deal with interest, but buying a house today comes with great difficulty and is seen as a need not and not a want. Can one use interest recevied from an investment account to offset the interest paid towards the house?

Q: I live in a country where it is a legal requirement from the government for all cars to be insured. What should I do in this situation?

Q:

1. Is insuring one's business halal or haram?

2. Is working in an insurance business allowed in Islam? 

Q: I live in a country where car insurance is mandatory, without which one cannot drive and get anywhere. Out of necessity we got a car insurance.

Recently, my mother got in a car accident (it was not her fault, she was hit from behind) and was injured (she has a concussion and pain in her head). Per the insurance rules, she was to be given treatments (physiotherapy and so on) as well as compensation money due to her injury. The insurance company did not give her the compensation money or pay for her treatment costs completely. She wasn't event told she could receive compensation.

Later, she talked to a lawyer who was introduced by her friend who told her about it. Now she is making a claim against the insurance company to receive proper treatments (with all costs covered) as well as compensation money.

Is this compensation money halal to use?

Q: I want to buy a car for my use but for that I want to know whether it is allowed for me to take a loan from a bank on monthly installments (interests) as I have no other way to fulfill my need. Can I avail that option since I am in need and also I have filled up the paper work.

Q: I am a software engineer working in a University. The salary is going to my bank account, please explain to me how to save myself from sood (interest). Currently my money is being saved in a local bank. 

Q: A Muslim business has already taken out insurance on their fleet of vehicles.

Is it permissible for a Muslim to do the accounting records and related calculations for this insurance which they have already been taken out? For example, he will have to calculate the total insurance premium for all the vehicles, cross-check and ensure that the insurance records are correct, etc. The Muslim will be working for the business itself and will be in no way related to the insurance company.

Q: I have a saving dividend (interest money) with my provident fund and will receive it when I resign or retire. Without expecting reward from Allah Subhanahu wa Ta'ala, may I donate the money to needy people from my current income?