Interest and Gambling

Q: We have a tyre business which is a Dunlop franchise, they have this tyre insurance for the customers. Any damage to the tyre and they send a replacement after doing their tests. They charge us R10 per tyre for this which I pass onto the customer.

I add it to the cost and then add my markup. I tried getting out of this but it’s compulsory from their side.

How should I handle this… Is it permissible?

Should I add my markup first then the R10. Because my intention is not to make money on the insurance…

Q: Incentives offered by car dealers to bank employees for referring bank auto loan customers is Halal or Haram. They offer a specific amount from their own profit and not caused any loss to bank or its customer.

Q: I have a helper whom I pay on a monthly basis. For 1 month I was not at home so she did not come to work. However I will still pay her wages at the end of the month. Is it permissible to pay these wages with interest money as she has not worked the whole month?

Q: What is the stance of Shariah about Meezan bank in Pakistan? Is it permissible to keep money in it and receive monthly profit?

Q: Is funeral cover permissible in Islam?

Q: A student asked that she has no money and tried getting assistance but no one has offered her any help. Will it be ok for her to borrow money on which interest accrues with the passing of time. She says that's the only option she has currently and doesn't know what to do.

Q: Is it acceptable to engage in sports betting?

Sports betting involves wagering money on predictions of sports outcomes, such as a player's performance or a team's victory. If the prediction is correct, the better's money can potentially be doubled or tripled. In essence, sports betting revolves around forecasting sports results and staking money on those predictions.

Q: A person's estate may be liable to pay more than 10 million in estate duty.

In order to avoid this, is it permissible to have an insurance policy that will, upon his death, pay out only whatever the estate duty amount is? No money from this will be received by the heirs.

Q: I have a brother and a sister. My brother has taken a loan from a bank and has to pay back the loan with interest. My sister wants to open a fixed deposit with the intention of giving the interest earned on the fixed deposit to my brother so he can pay off his own loan. Can she do it, even when my brother has enough income to pay off the loan himself?

Q: Can interest money acquired from one bank be used to offset interest charges on my credit card from another bank, or is it only permissible to use the interest money of one bank to offset the interest charges of the same bank?