Interest and Gambling

Assurance from a service company of replacement or compensation in the event of damage or destruction to a vehicle

Q: Is it permissible to engage the services of an individual or a security company that extends a commitment to safeguard my vehicle, with assurances of either replacement or compensation equivalent to its value in the event of damage or destruction?

eBucks

Q: Kindly please advise.

My husband has a credit card which he uses to do transactions and alhamdulillah all these transactions are interest free. He uses it for convenience so he doesn't need to carry cash. By using this card he earns ebucks points which have accumulated and will be very valuable in purchasing necessary appliances in the home. Is the purchasing of these items with the ebucks points permissible?

Mandatory travel insurance on Hajj and Umrah packages

Q: Please can you advise on the verdict regarding travel insurance. We understand all forms of insurance are not permissible, however I did notice that on the Hajj and Umrah packages there is mandatory travel insurance. Please can you advise what is to be done in this situation?

On the same subject, is it permissible to hire a car? There is also an insurance clause in the fine print of the agreement that needs to be signed before hiring.

If there are alternatives to the above that Ulama and others use when going for hajj/umrah please also let me know what these are.