Q: I have a brother and a sister. My brother has taken a loan from a bank and has to pay back the loan with interest. My sister wants to open a fixed deposit with the intention of giving the interest earned on the fixed deposit to my brother so he can pay off his own loan. Can she do it, even when my brother has enough income to pay off the loan himself?
Q: Can interest money acquired from one bank be used to offset interest charges on my credit card from another bank, or is it only permissible to use the interest money of one bank to offset the interest charges of the same bank?
Q: What is the ruling on a person if in past he has taken interest based loans to buy a home, plot or any electronics item and keep repenting.
Are those items lawful as he has bought from his own money?
Q: "I've been informed by my Muslim friend, an Israeli citizen, that according to the Mashaaikh in Palestine (Israel), participating in Clalit Health Services is considered permissible. Clalit is a health maintenance organization where members pay a fixed monthly fee for comprehensive healthcare coverage. Considering this structure, I seek further clarification and alignment with Islamic principles.
Additionally, is the model of Clalit Health Services similar to that of medical aid commonly seen in other places, or are there significant differences that I should be aware of? I kindly request insights on this matter, and if further research is necessary for accurate understanding, it would be appreciated if you could provide guidance on the key aspects to explore."
Q: I have a credit card loan which I need to pay immediately. For several months I am trying to pay it but I failed. I don't have sufficient money to pay it. But I have a bank deposit from where interest money is automatically generated. I have no other source to pay it other than this interest money.
Previously I did not use this interest money due to Islamic reasons. But now I am in an emergency situation as if I fail to pay my debt, it will generate interest. Kindly help me and show me the correct path. May I use this interest money to pay my debt and seek forgiveness to the Almighty Allah?
Q:
1. Is it permissible to enter a competition run by an insurance company, without becoming involved in paying for any insurance, to enter is free of charge.
2. If one does win the competition, and the prize isn’t a cash prize, instead it is a gift card from a completely separate business, will it be permissible to use this gift card? What should one do with the items won?
Q: Is it permissible to engage the services of an individual or a security company that extends a commitment to safeguard my vehicle, with assurances of either replacement or compensation equivalent to its value in the event of damage or destruction?
Q: Kindly please advise.
My husband has a credit card which he uses to do transactions and alhamdulillah all these transactions are interest free. He uses it for convenience so he doesn't need to carry cash. By using this card he earns ebucks points which have accumulated and will be very valuable in purchasing necessary appliances in the home. Is the purchasing of these items with the ebucks points permissible?
Q: Please can you advise on the verdict regarding travel insurance. We understand all forms of insurance are not permissible, however I did notice that on the Hajj and Umrah packages there is mandatory travel insurance. Please can you advise what is to be done in this situation?
On the same subject, is it permissible to hire a car? There is also an insurance clause in the fine print of the agreement that needs to be signed before hiring.
If there are alternatives to the above that Ulama and others use when going for hajj/umrah please also let me know what these are.
Q: A person has two saving accounts with different banks. One account accumulates interest, the other does not. Is it necessary to discharge this interest from this very account, or can it be given through other means (payment from the second account or cash)?