Interest and Gambling

Q: What is Mufti Sahebs view on hospital plans keeping in mind the cost of using the hospitals these day?

Q: We have recently found out that medical aid and insurance are not permissible and cancelled ours. We have recently opened a tyre fitment centre. The department of labour have requested us to enter our staff on the system, we did plan on doing so however found out now that they have to have an insurance as their job here entails a risk so if we put them on the system they will be insured and if we don't we could be in trouble with the department of labour.

Q: My brother does not have own house and is planning to buy one with the help of bank loan. Will he be entering into any sin by doing so?

Q: I have a question which might seem a little odd but was hoping you could assist me. I have an account with First National Bank called a Young Professionals Account and the only way you can get this account is  if you are between the age of 18 and 30, earn more than a specific amount a month and have a professional degree (law, accounting, engineering, medicine etc), like a profession. I got the account a couple of years ago but started realising now that I don't have one of those professional degrees, although I do fill the other requirements of age and minimum salary. Mine is a Bcom IT Degree, just not a professional degree like the ones required for the account. They required a degree certificate which I handed to them and they did accept it at the branch I went to. I'm torn as to whether it is haraam for me to have this account and whatever I have spent and use in this account is wrong or forbidden. The degree certificate I handed to the branch was my own certificate showing a normal Bcom degree. Should I be worried about this? Do I need to change my account? What about all the things I have used the account for? Apologies for the odd question. I did know at the time that it wasn't one of those professional degrees but it didn't occur to me that it might be wrong. This account also has fees and and these fees are automatically taken from the account as well.

Q: I want to buy a lottery ticket. Is it permissible in Islam?

Q: I am asking a question on behalf of a trust who runs musjids and madressas, schools and clinics. We had a executive committee meeting in which couple of members said to deposit excess money which we have in an interest bearing account and use that money for Roads, Toilets, Walls, etc. There was disagreement, most members disagreed and but was agreed to ask Mufti to address the question.

Q: I won some money through lottery, I know in Islam gambling is forbidden. What shall I do with the money, shall I give it to the local mosque?

Q: I have an amount in a savings account and I am getting interest for it. Is it Haraam? I never used it but whenever I receive interest, I used to give
it to poor people what ever I received. Is it accepted in Islam? Will there be any benefit? Is it haraam for the poor people whoever receives interest amount from us?

Q: Where do we have to spend bank interest money? Many are suggesting to give to a poor person. Kindly reply in accordance with Hanfi maslak.

Q: Are any of the following Interest Transactions?

1. If a person says "Buy this item for me when you go to the supermarket, it costs R40,but I will give you R50 tomorrow?
2. Loan me R40, I will give you R50 tomorrow, the extra R10 is a gift?
3. A person gives me R50 and says "Go buy this item for me, it costs R40 and you can keep the change?
4. If the person insists on giving the extra amount even when I tell him that it is Interest, what should I do with that money?