Interest and Gambling

Hire purchase

Q: I live in muscat. I bought my car on hire purchase. The total price of tyre car is 8000 rials but on hire purchase its 8500 rials. So firstly is this halal?
Secondly. Last month I couldn't pay the car installment due to eid and ramadhaan so now they told me that I have to pay 5 rials to postpone that installment in the future so is this halal? The installment will be the same but I will have to pay 5 rials to delay this installment. Is this halal?

Secondly I bought a credit card and if I pay the money used by the card in 52 days then no interest will be charged but I have to pay a small amount
monthly that is for the card not for the money I use from the card so is this halal?

Being forced by the government to pay interest

Q: If a person works at an accounting office that deals with tax and due to no fault of his own the government reassesses the tax liability of a previous period and charges it say a year after with interest and penalty. Is it haram to pay that? What if the accountant has to submit the payment since he deals with the account, is he liable for the sin too? Since he is not involved with the deal, it is not his account and he is not the scribe for the deal nor did he witness the contract?

Life insurance

Q: Is it permissible to use Life insurance or medical insurance by LIC (which is run by the Government of India) like we use other benefits which the Government provides (e.g: Government provides money to people who are injured in an accident or for treatment. etc)

Forced to pay interest

Q: Is it haram to pay interest is one is forced to? For example if the government charges you a tax penalty and includes interest in it, is it haram
for you to pay it? What if you're writing a check on someone else's behalf, is it haram for you to write it?

Interest

Q: Interest is considered to be a strong haraam and a grave sin, but isn't interest needed as a fundamental basis for starting a bank and being able to
hand out loans?

Giving bribes

Q: Although bribes are prohibited in Islam the situation in my country is such that the government officials depend on bribes without which our work does not get done and we suffer the consciences of the work not getting done. In other words it is a ZULM on us from which we have no escape. Under these circumstances can one utilise interest money to overcome this situation. Please advice.

Life insurance

Q: I have made my life insurance for which I paid 100000 RS for 5 years but someone told me that it is against sharia to get insurance. Birla sun life insurance company have put my money in investment and my fund value is 565000 RS. I want to take my money out from the insurance company now my question is that profit of 65000 is valid and if it is not valid then can I take it from the insurance company and give to help my Muslim brother? If I pay it to my cousin who needs to get her kitchen done, can she use that money to build the kitchen?

Gambling

Q: Recently, I bought something from a charity shop.  At the counter, the lady asked if I would like to be entered into a prize draw, for which the prize would be £4000. But to be entered for this one would have to give them £1. I agreed, as she told me that the £1 would go towards their charity. It was due to a nerve-racking morning that I was slow in realizing I had engaged in a kind of gambling, but the transaction had been completed and it was too late! What do I need to do now that this has been done? What should I do with the money if I win? (I doubt it, but just in case). Should I refuse to accept it and tell them I don't want it? Or if it is forced on me and I have to take it, should I give it away to an Islamic charity? With regards to the initial giving of £1 to enter the prize draw, I keep thinking that any salary I receive from work will remain unlawful until I take the same amount from my salary and donate this to (Islamic) charity to address any unevenness. Is this correct?

Giving a bribe

Q: Offering or accepting bribe is indeed forbidden in Islam. However there are times when one is really helpless and cannot gain one's right or avoid being subject to to injustice except through bribery. This question is on behalf of my friend. "I am running an export oriented industry for which water is most essential. My water flow meter's visibility has become quite dull for which I approached the concerned authorities to allow permission to me for purchase of new meter as I fear that the current meter reading is also not clearly visible. I have been asked to send this meter for testing which I have done but the officials demand bribe for giving the permission to me to purchase new water flow meter which is my right. Delays will put me to great losses in my business. My question is that under the above circumstances if I fulfil their unjust demands would I be committing the major sin and face Allah's Wrath?"