Doing zikr collectively in chorus in the masjid

Q: In our musjid they recite a heart touching zikar after every fajr which goes like 'la Ila ilallah kareemus sataar,la ilah illah wahidul kahaar... they continue chanting different names/powers of Allah SWT in a definite order. I want to memorise it but can't find it on Google or YouTube because I don't know the name of this particular zikr.

Can you please tell me the name of this zikr so I can find this online.

Health insurance

Q: I have a question regarding to state life insurance company whether the health insurance of this company is halaal or haram.

My 2nd question is that my parents took a loan from a insurance company about 1 lac. Now they are going to do sadaqa/aqeeqah of a cow from this money. Is this is valid? 

Walking in front of a masbooq

Q: In a small Masjid, the Imam used a sutrah while leading the jamaat (it is a common practice in some places to do second or third jamaat if the main jamaat is missed). Is it permissible to pass in front of people who missed their rakaat with the Imam in these second/third jamaat are completing their prayers. Will they still be considered to be behind sutrah even if Imam has completed his own Prayer?

Nabi (sallallahu alahi wasallam) being alive in his grave and knowing the intentions of the people who come to visit him

Q:

1. Is it correct to say that Nabi Muhammad (صلى الله عليه وسلم) is alive with his body as his soul has been returned to his body?

2. Is it correct to say that he (صلی الله عليه وسلم) knows everything from Allah about the deeds, intentions and wishes of the people who come to visit him in Ar-Rawdah?

Appointing a trustee (mutawalli) for a musalla or masjid who lives at a distance from the masjid

Q: Kindly provide an answer to the following questions:

1. Is it permissible to appoint a trustee (mutawalli) for a musalla or masjid who lives about 20km away from the masjid and who does not come for salaah except about once in 3 months?

2. Is it permissible to appoint a trustee (mutawalli) for a musalla or masjid who lives about 6km away from the masjid and who does not come for salaah except about once a month? And he has very little knowledge of what is going on in the musalla/masjid with regards to the imaam, the water and lights, the geyser, etc.

3. If a person is appointed as a trustee, what are his responsibilities towards the musalla and towards the musallis?

Reciting the first 3 verses only of Surah Faatiha in every rakaah of salaah

Q: As we know it is waajib to recite the first 3 verses of Surah Faatiha in every rakaah of salaah.

I heard a mufti say that qiraat changes the amount of verses in the Quraan. If I recite the first three verses of Surah Faatiha and combine the second and third verse and not recite further would my prayer be valid?

Pre marital relationship

Q: I have been speaking to a girl online and we have tried to stop speaking many times and I totally regret the sin and wanted to conceal it so I didn’t tell anyone but it gets difficult because we find ourselves falling back into the sin and we want to get married. The only thing stopping is my parents so I told my parents about the situation even though I never wanted anyone to know because I wanted to conceal my sin, thinking they would assist me into getting married. However my parents have still not given me an answer and they think I’m too immature to get married and that I don't read all my Salaahs which I try my very best to perform all the time and the girl has accepted me the way I am. Can Mufti Saab please advise me.

‘Fade’ haircuts

Q: Please can you comment on the permissibility of ‘fade’ haircuts? We have seen people claim that having the hair cut two distinctly different lengths is fine, if it is not done with the intention of imitating kuffaar.