One written divorce

Q: Me and my husband are currently in the middle of a divorce. It is not something I want but their are family complications on his side which means sadly he is taking this route. The way he is giving me a divorce is though written paper which is signed by two witnesses. He will only issue this once to me. My question is I always thought that a divorce needs to be issued three times over a three months period is the way he is divorcing me valid? Also once I receive the paper of divorce my iddah period will begin after this period is over does the rule apply that we can not reconcile and are unable to marry each other again unless I have a another marriage which is genuine and genuinely does not work out (I would not do anything like this on purpose as I know it is haram). Or could we re marry because the divorce has only been issued once?

Does the wife have the right to divorce

Q: I want to ask that if a girl has got the 'right to divorce' in nikah nama, how can she divorce her husband if she needs to? Is it right in Islam for a woman to have this right? and if so, can she divorce her husband just by saying divorce three times (as a man can do) or there is some other strategy for a girl who has got this right (of divorce) by her husband?

Using "0% commission" catch line

Q: Will it be correct to use a marketing "catch line" that is not applicable to that type of trade e.g. a person selling motor vehicles that he owns or a company selling foreign currency that it owns, markets the sale of these products as a "zero percent commission" sale when in fact commission is not applicable in this sale as there is no agency involved. This however creates the impression of an excellent deal psychologically.

Talaaq question

Q: I would like to enquire about an argument that occurred between my spouse and myself in 2003. During that time I uttered the word Tala Tala Tila. Since then my wife and I lived together as normal lives until Jan 2013. Recently my wife had a small problem and now stated about that incident whereby I had said those words. I confronted her parents in 2003 about the matter and explained the situation that it was not intentional. My wife is insisting that she heard the words back then. Also to note that we got a baby girl in 2007 who is currently 7 years of age. This has since become a problem and we require clarity as to if the marriage is over? I await your feedback.

Salaatul Hajaat

Q: A person is faced with some aspect that needs a decision, or some haajaat. He makes dua. Someone asks him if he read two rakaats salaatul istikhara /haajaat to fulfil his need? He says that I made dua. How does one reply to this, how to give targheeb to him that the salaah and then the dua will be more effective?